Lender profile · HMDA 2023–2025
SACRAMENTO Credit Union mortgage approval rates & lending data
SACRAMENTO Credit Union decided 617 mortgage applications and funded 446 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 117 / 120 | 100% | $415K | 117 |
| Home improvement loans | 72% | 255 / 353 | 89% | $65K | 227 |
| Refinance | 73% | 72 / 98 | 89% | $115K | 64 |
SACRAMENTO Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $65K | 617 | 446 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.