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refinance lenders · HMDA 2023–2025

Refinance lenders in Sacramento County, California

Fat Boy Data analyzed mortgage refinance activity in Sacramento County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,172 applications were decided by 358 lenders between 2023 and 2025.

Sacramento County at a glance

358Active lenders64 with 20+ decisions
76.6%Market approval rate7,028 of 9,172 decided
$465KTypical loanmedian lender, $10K brackets
92%Borrower take-up6,477 loans funded

How Sacramento County compares

Approval rate compared
Sacramento County76.6%California76.7%All 616 counties76.5%
Typical loan compared
Sacramento County$465KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Sacramento County, CA, 595 of them.

Hightechlending Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical mortgage refinance here is $465K, 29% smaller than the California typical of $655K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 32Discover Bank: 31% approved of 237One lender: 39% approved of 36One lender: 39% approved of 28One lender: 45% approved of 44Lakeview Loan Servicing, LLC: 46% approved of 367One lender: 48% approved of 124One lender: 52% approved of 27One lender: 52% approved of 84One lender: 53% approved of 34Bank of America, National Association: 54% approved of 396One lender: 55% approved of 44One lender: 55% approved of 125One lender: 59% approved of 64One lender: 59% approved of 64One lender: 62% approved of 124One lender: 63% approved of 46One lender: 64% approved of 132One lender: 65% approved of 68One lender: 69% approved of 26One lender: 71% approved of 34One lender: 71% approved of 48One lender: 72% approved of 65One lender: 75% approved of 68One lender: 75% approved of 28One lender: 78% approved of 82One lender: 78% approved of 41Rocket Mortgage, LLC: 79% approved of 782One lender: 80% approved of 70One lender: 80% approved of 25One lender: 80% approved of 41One lender: 83% approved of 131One lender: 84% approved of 32One lender: 84% approved of 45One lender: 85% approved of 53One lender: 85% approved of 60One lender: 85% approved of 156One lender: 85% approved of 75United Wholesale Mortgage, LLC: 85% approved of 2,075One lender: 86% approved of 187One lender: 86% approved of 28One lender: 87% approved of 97One lender: 88% approved of 106One lender: 90% approved of 87One lender: 90% approved of 51One lender: 91% approved of 116One lender: 91% approved of 34One lender: 91% approved of 115One lender: 91% approved of 23One lender: 91% approved of 47One lender: 92% approved of 107One lender: 92% approved of 85One lender: 93% approved of 73One lender: 95% approved of 233One lender: 96% approved of 24One lender: 96% approved of 27One lender: 97% approved of 29One lender: 97% approved of 126One lender: 100% approved of 34One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Sacramento County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%1,774 / 2,07596%$475K1,704
2Rocket Mortgage, LLC79%621 / 78296%$465K595
3Bank of America, National Association54%214 / 39698%$155K209
4Lakeview Loan Servicing, LLC46%167 / 36743%$495K71
5Discover Bank31%74 / 23796%$105K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 353 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Sacramento County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Sacramento County

Freedom Mortgage CorporationPennymac Loan Services, LLCU.S. Bank National AssociationNewrez LLCLoandepot.Com, LLCGuild Mortgage Company LLCThird Federal Savings And Loan Association Of ClevelandThe Golden 1Spring Eq, LLCVillage Capital & Investment LLCThe Loan Store, Inc.JPMorgan Chase Bank, National AssociationFinance of America Reverse LLCNationstar Mortgage LLCMutual of Omaha Mortgage, Inc.Provident Funding Associates, L.P.Mortgage Research Center, LLCAmerican Pacific Mortgage CorporationSun West Mortgage Company, Inc.Cmg Mortgage, Inc.Patelco Credit UnionWells Fargo Bank, National AssociationOnity Mortgage CorporationSACRAMENTO Credit UnionKind Lending, LLCPNC Bank, National AssociationZions Bancorporation, N.A.Alliant Credit UnionCrosscountry Mortgage, LLCColumbia Bank

Other lending data for Sacramento County

Mortgage lenders in Sacramento CountyHome improvement loans in Sacramento CountyCash-out refinance in Sacramento CountyInvestment property purchase in Sacramento CountyInvestment cash-out refinance in Sacramento CountyInvestment refinance in Sacramento CountyInvestment home improvement in Sacramento County

Nearby markets

All lending in Sacramento CountyCounty overviewRefinance across CaliforniaStatewideContra Costa CountyNearby countyEl Dorado CountyNearby countyPlacer CountyNearby countySan Joaquin CountyNearby county