Selfreliance Federal Credit Union mortgage approval rate & lending review
Selfreliance Federal Credit Union decided 573 mortgage applications and funded 555 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Selfreliance Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Selfreliance Federal Credit Union at a glance
Approval is 14.5 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 352 / 358 | 98% | $235K | 345 |
| Cash-out refinance | 100% | 32 / 32 | 97% | $225K | 31 |
| Refinance | 98% | 42 / 43 | 93% | $155K | 39 |
| Investment property purchase | 100% | 83 / 83 | 100% | $165K | 83 |
| Investment cash-out refinance | 100% | 48 / 48 | 100% | $395K | 48 |
Selfreliance Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 99% | $235K | 436 | 423 |
| Michigan | 100% | $135K | 54 | 53 |
| New Jersey | 98% | $605K | 40 | 36 |
| Indiana | 100% | $95K | 22 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Selfreliance Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Investment cash-out refinance | 100% | 22 | 22 |
The county markets where Selfreliance Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Selfreliance Federal Credit Union
What is Selfreliance Federal Credit Union's mortgage approval rate?
Selfreliance Federal Credit Union approved 98.8% of the 573 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.5 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan Selfreliance Federal Credit Union offers?
Borrowers accepted 98% of the loans Selfreliance Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Selfreliance Federal Credit Union make?
The typical home purchase mortgage loan Selfreliance Federal Credit Union made was $235K; across all loan types its typical loan ran from $155K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Selfreliance Federal Credit Union lend?
Selfreliance Federal Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Illinois, Michigan and New Jersey.
Can I apply to Selfreliance Federal Credit Union directly?
Yes. Selfreliance Federal Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Selfreliance Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Selfreliance Federal Credit Union treats applications, then get a rate quote from the lender.