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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Cook County, Illinois

Fat Boy Data analyzed investment cash-out refinance activity in Cook County, Illinois, home to Chicago, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,111 applications were decided by 299 lenders between 2023 and 2025.

Cook County at a glance

299Active lenders62 with 20+ decisions
73.1%Market approval rate5,199 of 7,111 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up4,783 loans funded

How Cook County compares

Approval rate compared
Cook County73.1%Illinois73.9%All 616 counties73.1%
Typical loan compared
Cook County$195KIllinois$185KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Cook County, IL, 555 of them.

Resicentral, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 180One lender: 23% approved of 39One lender: 26% approved of 58One lender: 27% approved of 107One lender: 28% approved of 53One lender: 30% approved of 124One lender: 32% approved of 22One lender: 37% approved of 30One lender: 38% approved of 29One lender: 42% approved of 73One lender: 44% approved of 131One lender: 47% approved of 118One lender: 54% approved of 39One lender: 56% approved of 36One lender: 56% approved of 57One lender: 56% approved of 32One lender: 56% approved of 39One lender: 59% approved of 22One lender: 59% approved of 217One lender: 60% approved of 72One lender: 60% approved of 50One lender: 60% approved of 45One lender: 60% approved of 40One lender: 65% approved of 31One lender: 65% approved of 49One lender: 65% approved of 26One lender: 66% approved of 122One lender: 67% approved of 33One lender: 67% approved of 73One lender: 68% approved of 157United Wholesale Mortgage, LLC: 70% approved of 496One lender: 73% approved of 30One lender: 74% approved of 42One lender: 74% approved of 172One lender: 76% approved of 41One lender: 81% approved of 102One lender: 84% approved of 31One lender: 86% approved of 28One lender: 86% approved of 28One lender: 87% approved of 38One lender: 87% approved of 54One lender: 88% approved of 74Loan Funder LLC: 88% approved of 645One lender: 88% approved of 143Bpl Mortgage, LLC: 88% approved of 466One lender: 89% approved of 71One lender: 89% approved of 85One lender: 90% approved of 68One lender: 92% approved of 186One lender: 93% approved of 112One lender: 94% approved of 32One lender: 96% approved of 27One lender: 96% approved of 28One lender: 96% approved of 28One lender: 98% approved of 48Rf Renovo Management Company, LLC: 99% approved of 408Velocity Commercial Capital, LLC: 100% approved of 247One lender: 100% approved of 55One lender: 100% approved of 28One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC88%567 / 64598%$195K555
2United Wholesale Mortgage, LLCBroker only70%348 / 49699%$175K344
3Bpl Mortgage, LLC88%411 / 46687%$155K356
4Rf Renovo Management Company, LLC99%405 / 408100%$225K404
5Velocity Commercial Capital, LLC100%246 / 24798%$145K241

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 294 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Cook County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Cook County

Homexpress Mortgage Corp.Citadel Servicing CorporationAmerisave Mortgage CorporationOcmbc, Inc.Rocket Mortgage, LLCGuaranteed Rate, Inc.Lendingone, LLCNewrez LLCJPMorgan Chase Bank, National AssociationHometown Equity Mortgage, LLCAmerican Heritage Lending, LLCNeighborhood Loans, Inc.Lima One Capital, LLCNexera Holding LLCCrosscountry Mortgage, LLCCarrington Mortgage Services, LLCChampions Funding, LLCLoandepot.Com, LLCAmwest Funding Corp.The Loan Store, Inc.BMO Bank National AssociationFirst American BankDominion Financial Services, LLCEmporium Tpo LLCWells Fargo Bank, National AssociationBarrington Bank & Trust Company, National AssociationPennymac Loan Services, LLCAmeritrust Mortgage CorporationDeephaven Mortgage LLCAmerican Pacific Mortgage Corporation

Other lending data for Cook County

Mortgage lenders in Cook CountyHome improvement loans in Cook CountyCash-out refinance in Cook CountyRefinance in Cook CountyInvestment property purchase in Cook CountyInvestment refinance in Cook CountyInvestment home improvement in Cook County

Nearby markets

All lending in Cook CountyCounty overviewInvestment cash-out refinance across IllinoisStatewideDuPage CountyNearby countyKane CountyNearby countyLake CountyNearby countyMcHenry CountyNearby countyWill CountyNearby county