SHARON & CRESCENT UNITED Credit Union mortgage approval rate & lending review
SHARON & CRESCENT UNITED Credit Union decided 997 mortgage applications and funded 802 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions SHARON & CRESCENT UNITED Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
SHARON & CRESCENT UNITED Credit Union at a glance
Approval is 14.6 points above the 71.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 171 / 183 | 93% | $555K | 159 |
| Home improvement loans | 82% | 393 / 478 | 93% | $65K | 366 |
| Cash-out refinance | 90% | 96 / 107 | 94% | $115K | 90 |
| Refinance | 93% | 133 / 143 | 94% | $105K | 125 |
| Investment property purchase | 89% | 40 / 45 | 92% | $525K | 37 |
| Investment refinance | 58% | 15 / 26 | 100% | $435K | 15 |
SHARON & CRESCENT UNITED Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 86% | $105K | 973 | 787 |
| Rhode Island | 78% | $55K | 23 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where SHARON & CRESCENT UNITED Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Home improvement loans | 85% | 168 | 136 |
| Norfolk County, MA | Home improvement loans | 91% | 140 | 116 |
| Plymouth County, MA | Home improvement loans | 71% | 136 | 87 |
| Norfolk County, MA | Refinance | 95% | 65 | 59 |
| Norfolk County, MA | Cash-out refinance | 87% | 46 | 38 |
| Bristol County, MA | Refinance | 97% | 32 | 29 |
| Bristol County, MA | Cash-out refinance | 96% | 28 | 27 |
The county markets where SHARON & CRESCENT UNITED Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about SHARON & CRESCENT UNITED Credit Union
What is SHARON & CRESCENT UNITED Credit Union's mortgage approval rate?
SHARON & CRESCENT UNITED Credit Union approved 86.1% of the 997 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points above the 71.4% national rate for the same mix of loan types.
How often do borrowers take the loan SHARON & CRESCENT UNITED Credit Union offers?
Borrowers accepted 93% of the loans SHARON & CRESCENT UNITED Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does SHARON & CRESCENT UNITED Credit Union make?
The typical home improvement loan loan SHARON & CRESCENT UNITED Credit Union made was $65K; across all loan types its typical loan ran from $65K to $555K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does SHARON & CRESCENT UNITED Credit Union lend?
SHARON & CRESCENT UNITED Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, Rhode Island and Ohio.
Can I apply to SHARON & CRESCENT UNITED Credit Union directly?
Yes. SHARON & CRESCENT UNITED Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show SHARON & CRESCENT UNITED Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how SHARON & CRESCENT UNITED Credit Union treats applications, then get a rate quote from the lender.