Sharonview Federal Credit Union mortgage approval rate & lending review
Sharonview Federal Credit Union decided 1,778 mortgage applications and funded 818 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sharonview Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sharonview Federal Credit Union at a glance
Approval is 14.6 points below the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 133 / 150 | 83% | $275K | 111 |
| Home improvement loans | 47% | 554 / 1,167 | 88% | $85K | 486 |
| Cash-out refinance | 46% | 56 / 121 | 70% | $155K | 39 |
| Refinance | 61% | 186 / 305 | 90% | $125K | 168 |
Sharonview Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 52% | $85K | 1,094 | 488 |
| South Carolina | 54% | $75K | 578 | 278 |
| New Jersey | 59% | $105K | 51 | 27 |
| Florida | 61% | $105K | 23 | 10 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sharonview Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Mecklenburg County, NC | Home improvement loans | 41% | 203 | 74 |
| Greenville County, SC | Home improvement loans | 45% | 173 | 67 |
| Rowan County, NC | Home improvement loans | 52% | 116 | 53 |
| Cleveland County, NC | Home improvement loans | 61% | 67 | 39 |
| Mecklenburg County, NC | Refinance | 63% | 65 | 37 |
| York County, SC | Home improvement loans | 58% | 65 | 34 |
| Spartanburg County, SC | Home improvement loans | 47% | 62 | 27 |
| Gaston County, NC | Home improvement loans | 43% | 76 | 26 |
| Union County, NC | Home improvement loans | 46% | 48 | 18 |
| Greenville County, SC | Refinance | 59% | 27 | 16 |
| New Hanover County, NC | Home improvement loans | 43% | 35 | 15 |
| York County, SC | Refinance | 65% | 23 | 15 |
The county markets where Sharonview Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Sharonview Federal Credit Union
What is Sharonview Federal Credit Union's mortgage approval rate?
Sharonview Federal Credit Union approved 53.1% of the 1,778 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points below the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan Sharonview Federal Credit Union offers?
Borrowers accepted 87% of the loans Sharonview Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sharonview Federal Credit Union make?
The typical home improvement loan loan Sharonview Federal Credit Union made was $85K; across all loan types its typical loan ran from $85K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sharonview Federal Credit Union lend?
Sharonview Federal Credit Union decided applications in 15 of the states Fat Boy Data covers, most of them in North Carolina, South Carolina and New Jersey.
Can I apply to Sharonview Federal Credit Union directly?
Yes. Sharonview Federal Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sharonview Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sharonview Federal Credit Union treats applications, then get a rate quote from the lender.