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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Union County, North Carolina

Fat Boy Data analyzed home improvement loan activity in Union County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,871 applications were decided by 117 lenders between 2023 and 2025.

Union County at a glance

117Active lenders30 with 20+ decisions
64.3%Market approval rate2,491 of 3,871 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,327 loans funded

How Union County compares

Approval rate compared
Union County64.3%North Carolina64.0%All 616 counties62.7%
Typical loan compared
Union County$105KNorth Carolina$85KAll 616 counties$75K

What the data shows

State Employees' made the most home improvement loans in Union County, NC, 381 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 88% of 24.

The typical home improvement loan here is $105K, 24% larger than the North Carolina typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 39% approved of 90U.S. Bank National Association: 40% approved of 62Regions Bank: 43% approved of 30Sharonview Federal Credit Union: 46% approved of 48Discover Bank: 50% approved of 113First National Bank of Pennsylvania: 51% approved of 157Pentagon Federal Credit Union: 54% approved of 35Truist Bank: 57% approved of 341Truliant Federal Credit Union: 57% approved of 241Fourleaf: 57% approved of 40Bank of America, National Association: 58% approved of 576Civic Federal Credit Union: 61% approved of 66Founders Federal Credit Union: 62% approved of 61Pinnacle Bank: 65% approved of 34PNC Bank, National Association: 66% approved of 77Third Federal Savings And Loan Association Of Cleveland: 67% approved of 61Fifth Third Bank, National Association: 69% approved of 245SouthState Bank, National Association: 69% approved of 83Figure Lending LLC: 69% approved of 61State Employees': 70% approved of 547Navy Federal Credit Union: 73% approved of 94Skyla Federal Credit Union: 75% approved of 24TD Bank, National Association: 76% approved of 33Citizens Bank, National Association: 77% approved of 53Allegacy Federal Credit Union: 79% approved of 28First-Citizens Bank & Trust Company: 80% approved of 212TowneBank: 81% approved of 43COASTAL Federal Credit Union: 86% approved of 22Movement Mortgage, LLC: 88% approved of 24Coastal Community Bank: 99% approved of 73

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Union County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association58%336 / 57697%$105K327
2State Employees'70%383 / 54799%$65K381
3Truist Bank57%195 / 34194%$105K184
4Fifth Third Bank, National Association69%168 / 24595%$105K159
5Truliant Federal Credit Union57%138 / 24194%$105K130

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 112 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Union County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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