Si Mortgage Company mortgage approval rate & lending review
Si Mortgage Company decided 1,313 mortgage applications and funded 1,072 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Si Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Si Mortgage Company at a glance
Approval is 14.1 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 922 / 922 | 81% | $465K | 744 |
| Refinance | 100% | 143 / 143 | 86% | $505K | 123 |
| Investment property purchase | 100% | 205 / 205 | 82% | $235K | 169 |
Si Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 100% | $465K | 284 | 238 |
| Texas | 100% | $545K | 210 | 175 |
| Pennsylvania | 100% | $425K | 126 | 106 |
| New Jersey | 100% | $555K | 110 | 87 |
| Illinois | 100% | $495K | 92 | 76 |
| North Carolina | 100% | $545K | 73 | 50 |
| Florida | 100% | $145K | 70 | 57 |
| Georgia | 100% | $405K | 50 | 42 |
| Tennessee | 100% | $605K | 46 | 32 |
| Maryland | 100% | $435K | 29 | 23 |
| California | 100% | $465K | 24 | 19 |
| Virginia | 100% | $305K | 24 | 19 |
| Ohio | 100% | $225K | 23 | 20 |
| Arkansas | 100% | $405K | 20 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Si Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oakland County, MI | Mortgage lenders | 100% | 125 | 97 |
| Williamson County, TX | Refinance | 100% | 20 | 18 |
The county markets where Si Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Si Mortgage Company
What is Si Mortgage Company's mortgage approval rate?
Si Mortgage Company approved 100.0% of the 1,313 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.1 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Si Mortgage Company offers?
Borrowers accepted 82% of the loans Si Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Si Mortgage Company make?
The typical home purchase mortgage loan Si Mortgage Company made was $465K; across all loan types its typical loan ran from $235K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Si Mortgage Company lend?
Si Mortgage Company decided applications in 35 of the states Fat Boy Data covers, most of them in Michigan, Texas and Pennsylvania.
Can I apply to Si Mortgage Company directly?
Yes. Si Mortgage Company reports as a direct lender that takes applications from borrowers.
Does this page show Si Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Si Mortgage Company treats applications, then get a rate quote from the lender.