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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Oakland County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Oakland County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 47,031 applications were decided by 502 lenders between 2023 and 2025.

Oakland County at a glance

502Active lenders150 with 20+ decisions
87.6%Market approval rate41,203 of 47,031 decided
$295KTypical loanmedian lender, $10K brackets
97%Borrower take-up39,763 loans funded

How Oakland County compares

Approval rate compared
Oakland County87.6%Michigan84.6%All 616 counties87.6%
Typical loan compared
Oakland County$295KMichigan$235KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Oakland County, MI, 4,541 of them.

The Mortgage Link, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 130.

The typical home purchase mortgage here is $295K, 26% larger than the Michigan typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 16% approved of 12821St Mortgage Corporation: 36% approved of 2,154Triad Financial Services, Inc.: 44% approved of 1,295GREENSTATE Credit Union: 47% approved of 498Zippy Loans, LLC: 59% approved of 234Flagstar Bank, National Association: 77% approved of 1,316Citizens Bank, National Association: 80% approved of 347Navy Federal Credit Union: 81% approved of 150Credit Union One: 81% approved of 161Pennymac Loan Services, LLC: 83% approved of 178Bank of America, National Association: 84% approved of 591Mortgage Research Center, LLC: 85% approved of 301Toll Brothers Mortgage Company: 86% approved of 140PNC Bank, National Association: 87% approved of 258Fifth Third Bank, National Association: 88% approved of 257Genisys Credit Union: 88% approved of 897Michigan First Credit Union: 89% approved of 426Plaza Home Mortgage, Inc.: 90% approved of 229The Huntington National Bank: 91% approved of 917Provident Funding Associates, L.P.: 91% approved of 242Rocket Mortgage, LLC: 91% approved of 5,007Pulte Mortgage LLC: 91% approved of 675JPMorgan Chase Bank, National Association: 92% approved of 1,168U.S. Bank National Association: 92% approved of 301United Wholesale Mortgage, LLC: 93% approved of 7,967Newrez LLC: 93% approved of 329Zillow Home Loans, LLC: 94% approved of 159Michigan Mutual, Inc.: 95% approved of 362First State Bank: 95% approved of 477Independent Bank: 95% approved of 425Michigan Schools and Government: 95% approved of 721Fairway Independent Mortgage Corporation: 96% approved of 114The Loan Store, Inc.: 96% approved of 333Caliber Home Loans, Inc.: 96% approved of 141Gold Star Mortgage Financial Group, Corporation: 97% approved of 468Vibe Credit Union: 97% approved of 117New American Funding, LLC: 97% approved of 126Mortgage Center L.C.: 97% approved of 395M/I Financial, LLC: 97% approved of 168Staunton Financial, Inc.: 97% approved of 1,430MICHIGAN STATE UNIVERSITY Federal Credit Union: 97% approved of 255Cmg Mortgage, Inc.: 97% approved of 185ORSA credit union: 97% approved of 112The Dart Bank: 97% approved of 229First Community Mortgage, Inc.: 97% approved of 271Lake Michigan Credit Union: 98% approved of 1,768Union Home Mortgage Corp.: 98% approved of 613Dfcu Financial: 98% approved of 341Plains Commerce Bank: 98% approved of 156First Independence Bank: 98% approved of 110Superior National Bank: 98% approved of 573Ross Mortgage Corporation: 98% approved of 405Guaranteed Rate, Inc.: 98% approved of 414First Merchants Bank: 98% approved of 1,277Mortgage 1 Incorporated: 98% approved of 893Crosscountry Mortgage, LLC: 99% approved of 1,060Success Mortgage Partners, Inc.: 99% approved of 177Preston Home Loans Inc: 100% approved of 267The Mortgage Link, Inc.: 100% approved of 130Si Mortgage Company: 100% approved of 125

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Oakland County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%7,421 / 7,96799%$295K7,363
2Rocket Mortgage, LLC91%4,569 / 5,00799%$305K4,541
321St Mortgage Corporation36%768 / 2,15498%$55K750
4Lake Michigan Credit Union98%1,724 / 1,76898%$435K1,696
5Staunton Financial, Inc.97%1,388 / 1,430100%$315K1,383

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 497 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Oakland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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