Lender profile · HMDA 2023–2025
Sound Community Bank mortgage approval rates & lending data
Sound Community Bank decided 547 mortgage applications and funded 410 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 287 / 363 | 99% | $95K | 284 |
| Cash-out refinance | 66% | 54 / 82 | 98% | $95K | 53 |
| Refinance | 71% | 22 / 31 | 100% | $405K | 22 |
| Investment property purchase | 85% | 33 / 39 | 91% | $245K | 30 |
Sound Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 76% | $95K | 536 | 402 |
| Oregon | 100% | $445K | 4 | 3 |
| California | 50% | $1.06M | 2 | 1 |
| Alabama | 100% | $155K | 1 | 1 |
| Arizona | 100% | $345K | 1 | 1 |
| Florida | 100% | $335K | 1 | 1 |
| New Jersey | 100% | $175K | 1 | 1 |
| Ohio | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.