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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Thurston County, Washington

Fat Boy Data analyzed home purchase mortgage activity in Thurston County, Washington, home to Lacey, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,147 applications were decided by 345 lenders between 2023 and 2025.

Thurston County at a glance

345Active lenders81 with 20+ decisions
91.7%Market approval rate10,222 of 11,147 decided
$435KTypical loanmedian lender, $10K brackets
96%Borrower take-up9,772 loans funded

How Thurston County compares

Approval rate compared
Thurston County91.7%Washington91.5%All 616 counties87.6%
Typical loan compared
Thurston County$435KWashington$485KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Thurston County, WA, 822 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

The typical home purchase mortgage here is $435K, 10% smaller than the Washington typical of $485K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 58One lender: 28% approved of 65One lender: 51% approved of 147One lender: 60% approved of 124One lender: 70% approved of 40One lender: 70% approved of 64One lender: 73% approved of 84One lender: 75% approved of 44One lender: 76% approved of 194One lender: 76% approved of 38One lender: 76% approved of 55One lender: 82% approved of 148One lender: 85% approved of 34One lender: 86% approved of 164One lender: 87% approved of 31One lender: 89% approved of 55One lender: 90% approved of 194One lender: 90% approved of 137One lender: 91% approved of 43One lender: 91% approved of 54One lender: 91% approved of 122One lender: 91% approved of 100One lender: 92% approved of 341One lender: 92% approved of 164One lender: 92% approved of 255One lender: 92% approved of 40One lender: 93% approved of 70One lender: 93% approved of 353One lender: 94% approved of 48United Wholesale Mortgage, LLC: 94% approved of 829One lender: 94% approved of 101One lender: 95% approved of 172One lender: 96% approved of 47One lender: 96% approved of 71One lender: 96% approved of 50One lender: 96% approved of 101One lender: 96% approved of 101One lender: 96% approved of 206Fairway Independent Mortgage Corporation: 96% approved of 437One lender: 96% approved of 55One lender: 96% approved of 277One lender: 97% approved of 34One lender: 97% approved of 141One lender: 97% approved of 36One lender: 98% approved of 82One lender: 98% approved of 87One lender: 98% approved of 95Movement Mortgage, LLC: 98% approved of 682One lender: 98% approved of 325Guild Mortgage Company LLC: 98% approved of 894One lender: 98% approved of 260One lender: 99% approved of 72Crosscountry Mortgage, LLC: 99% approved of 486One lender: 100% approved of 329One lender: 100% approved of 56One lender: 100% approved of 41One lender: 100% approved of 40One lender: 100% approved of 34One lender: 100% approved of 34One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Thurston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC98%878 / 89494%$435K822
2United Wholesale Mortgage, LLCBroker only94%778 / 82999%$465K774
3Movement Mortgage, LLC98%668 / 68288%$425K585
4Crosscountry Mortgage, LLC99%480 / 48699%$465K476
5Fairway Independent Mortgage Corporation96%421 / 43799%$425K416

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 340 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Thurston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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