SouthEast Bank mortgage approval rate & lending review
SouthEast Bank decided 525 mortgage applications and funded 421 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions SouthEast Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
SouthEast Bank at a glance
Approval is 8.7 points above the 78.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 186 / 215 | 92% | $225K | 172 |
| Home improvement loans | 88% | 126 / 143 | 96% | $105K | 121 |
| Refinance | 81% | 46 / 57 | 87% | $175K | 40 |
| Investment property purchase | 94% | 85 / 90 | 91% | $235K | 77 |
SouthEast Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 88% | $225K | 521 | 417 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where SouthEast Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, TN | Mortgage lenders | 90% | 103 | 87 |
| Knox County, TN | Mortgage lenders | 86% | 71 | 55 |
| Hamilton County, TN | Home improvement loans | 85% | 62 | 50 |
| Knox County, TN | Home improvement loans | 94% | 54 | 49 |
| Hamilton County, TN | Investment property purchase | 97% | 32 | 30 |
| Knox County, TN | Investment property purchase | 90% | 29 | 25 |
| Bradley County, TN | Mortgage lenders | 73% | 33 | 23 |
| Bradley County, TN | Investment property purchase | 95% | 20 | 15 |
The county markets where SouthEast Bank made the most loans. Each link opens that market with every lender ranked.
Questions about SouthEast Bank
What is SouthEast Bank's mortgage approval rate?
SouthEast Bank approved 87.6% of the 525 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 78.9% national rate for the same mix of loan types.
How often do borrowers take the loan SouthEast Bank offers?
Borrowers accepted 92% of the loans SouthEast Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does SouthEast Bank make?
The typical home purchase mortgage loan SouthEast Bank made was $225K; across all loan types its typical loan ran from $105K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does SouthEast Bank lend?
SouthEast Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Tennessee, Florida and Georgia.
Can I apply to SouthEast Bank directly?
Yes. SouthEast Bank is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show SouthEast Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how SouthEast Bank treats applications, then get a rate quote from the lender.