Lender profile · HMDA 2023–2025
Southern Bank of Tennessee mortgage approval rates & lending data
Southern Bank of Tennessee decided 382 mortgage applications and funded 354 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 160 / 168 | 100% | $395K | 160 |
| Refinance | 81% | 34 / 42 | 97% | $235K | 33 |
| Investment property purchase | 100% | 74 / 74 | 93% | $275K | 69 |
| Investment refinance | 100% | 68 / 68 | 99% | $225K | 67 |
Southern Bank of Tennessee lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 95% | $275K | 375 | 350 |
| Florida | 100% | $405K | 2 | 1 |
| Georgia | 50% | $405K | 2 | 1 |
| South Carolina | 100% | $415K | 2 | 1 |
| North Carolina | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.