Lender profile · HMDA 2023–2025
Southland Credit Union mortgage approval rates & lending data
Southland Credit Union decided 1,007 mortgage applications and funded 603 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 142 / 171 | 97% | $625K | 138 |
| Home improvement loans | 52% | 291 / 557 | 97% | $115K | 282 |
| Cash-out refinance | 71% | 37 / 52 | 97% | $305K | 36 |
| Refinance | 72% | 53 / 74 | 98% | $365K | 52 |
| Investment property purchase | 88% | 28 / 32 | 100% | $585K | 28 |
| Investment refinance | 85% | 23 / 27 | 100% | $465K | 23 |
| Investment home improvement | 41% | 31 / 76 | 97% | $165K | 30 |
Southland Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 61% | $165K | 1,007 | 603 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.