refinance lenders · HMDA 2023–2025

Refinance lenders in Merrimack County, New Hampshire

Fat Boy Data analyzed mortgage refinance activity in Merrimack County, New Hampshire, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,538 applications were decided by 128 lenders between 2023 and 2025.

Merrimack County at a glance

128Active lenders17 with 20+ decisions
78.9%Market approval rate1,213 of 1,538 decided
$275KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,146 loans funded

How Merrimack County compares

Approval rate compared
Merrimack County78.9%New Hampshire80.5%All 616 counties76.5%
Typical loan compared
Merrimack County$275KNew Hampshire$235KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Merrimack County, NH, 248 of them.

Emm Loans LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $275K, 17% larger than the New Hampshire typical of $235K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 29One lender: 55% approved of 20One lender: 57% approved of 21One lender: 64% approved of 28One lender: 64% approved of 28One lender: 73% approved of 30Citizens Bank, National Association: 74% approved of 349One lender: 75% approved of 28One lender: 77% approved of 78One lender: 79% approved of 33Rocket Mortgage, LLC: 84% approved of 85TD Bank, National Association: 84% approved of 103United Wholesale Mortgage, LLC: 90% approved of 105Cmg Mortgage, Inc.: 93% approved of 94One lender: 94% approved of 35One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Merrimack County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%260 / 34995%$205K248
2United Wholesale Mortgage, LLCBroker only90%95 / 10596%$395K91
3TD Bank, National Association84%87 / 10398%$125K85
4Cmg Mortgage, Inc.93%87 / 9498%$365K85
5Rocket Mortgage, LLC84%71 / 8594%$335K67

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 123 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Merrimack County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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