Merrimack County Savings Bank mortgage approval rate & lending review
Merrimack County Savings Bank decided 616 mortgage applications and funded 500 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Merrimack County Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Merrimack County Savings Bank at a glance
Approval is 1.7 points below the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 354 / 416 | 100% | $385K | 354 |
| Home improvement loans | 66% | 27 / 41 | 100% | $75K | 27 |
| Cash-out refinance | 70% | 31 / 44 | 100% | $175K | 31 |
| Refinance | 72% | 33 / 46 | 100% | $325K | 33 |
| Investment property purchase | 86% | 43 / 50 | 95% | $225K | 41 |
Merrimack County Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 81% | $385K | 598 | 485 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Merrimack County Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Merrimack County, NH | Mortgage lenders | 85% | 224 | 190 |
| Hillsborough County, NH | Mortgage lenders | 90% | 101 | 91 |
| Rockingham County, NH | Mortgage lenders | 79% | 61 | 48 |
| Merrimack County, NH | Refinance | 79% | 33 | 26 |
| Merrimack County, NH | Cash-out refinance | 81% | 26 | 21 |
| Merrimack County, NH | Home improvement loans | 69% | 26 | 18 |
The county markets where Merrimack County Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Merrimack County Savings Bank
What is Merrimack County Savings Bank's mortgage approval rate?
Merrimack County Savings Bank approved 81.5% of the 616 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.7 points below the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan Merrimack County Savings Bank offers?
Borrowers accepted 100% of the loans Merrimack County Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Merrimack County Savings Bank make?
The typical home purchase mortgage loan Merrimack County Savings Bank made was $385K; across all loan types its typical loan ran from $75K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Merrimack County Savings Bank lend?
Merrimack County Savings Bank decided applications in 3 of the states Fat Boy Data covers, most of them in New Hampshire, Maine and Massachusetts.
Can I apply to Merrimack County Savings Bank directly?
Yes. Merrimack County Savings Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Merrimack County Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Merrimack County Savings Bank treats applications, then get a rate quote from the lender.