Lender profile · HMDA 2023–2025
STAR ONE Credit Union mortgage approval rates & lending data
STAR ONE Credit Union decided 6,417 mortgage applications and funded 4,229 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,884 / 2,084 | 76% | $945K | 1,423 |
| Home improvement loans | 72% | 1,473 / 2,048 | 93% | $225K | 1,363 |
| Cash-out refinance | 72% | 665 / 930 | 89% | $285K | 595 |
| Refinance | 72% | 599 / 833 | 82% | $945K | 492 |
| Investment property purchase | 95% | 352 / 372 | 78% | $335K | 276 |
| Investment refinance | 64% | 91 / 143 | 84% | $455K | 76 |
STAR ONE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $285K | 5,882 | 3,857 |
| Texas | 84% | $305K | 101 | 66 |
| Oregon | 89% | $305K | 44 | 28 |
| Arizona | 93% | $345K | 42 | 28 |
| Washington | 85% | $705K | 41 | 30 |
| Colorado | 92% | $485K | 39 | 28 |
| North Carolina | 92% | $255K | 38 | 30 |
| Nevada | 93% | $305K | 28 | 21 |
| Florida | 81% | $425K | 27 | 16 |
| Ohio | 100% | $85K | 17 | 13 |
| Tennessee | 94% | $245K | 17 | 14 |
| Minnesota | 100% | $545K | 13 | 10 |
| Georgia | 92% | $145K | 12 | 7 |
| Idaho | 91% | $555K | 11 | 7 |
| Illinois | 78% | $205K | 9 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.