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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Alameda County, California

Fat Boy Data analyzed home purchase mortgage activity in Alameda County, California, home to Oakland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 31,035 applications were decided by 470 lenders between 2023 and 2025.

Alameda County at a glance

470Active lenders150 with 20+ decisions
90.9%Market approval rate28,198 of 31,035 decided
$775KTypical loanmedian lender, $10K brackets
96%Borrower take-up27,146 loans funded

How Alameda County compares

Approval rate compared
Alameda County90.9%California88.4%All 616 counties87.6%
Typical loan compared
Alameda County$775KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Alameda County, CA, 2,220 of them.

Googain, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 201.

The typical home purchase mortgage here is $775K, 40% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 121One lender: 55% approved of 106One lender: 60% approved of 187One lender: 66% approved of 168One lender: 75% approved of 92One lender: 76% approved of 292One lender: 78% approved of 106One lender: 79% approved of 178One lender: 83% approved of 111One lender: 86% approved of 711One lender: 87% approved of 102One lender: 87% approved of 325Bank of America, National Association: 88% approved of 1,790One lender: 88% approved of 179One lender: 88% approved of 112One lender: 89% approved of 107Rocket Mortgage, LLC: 89% approved of 2,522One lender: 89% approved of 475United Wholesale Mortgage, LLC: 89% approved of 2,328One lender: 90% approved of 483One lender: 91% approved of 95One lender: 91% approved of 554U.S. Bank National Association: 91% approved of 1,749One lender: 91% approved of 1,047One lender: 92% approved of 96Wells Fargo Bank, National Association: 92% approved of 1,762One lender: 93% approved of 317One lender: 93% approved of 153One lender: 93% approved of 458One lender: 94% approved of 525One lender: 94% approved of 496One lender: 94% approved of 223One lender: 94% approved of 191One lender: 94% approved of 87One lender: 94% approved of 124One lender: 95% approved of 128One lender: 96% approved of 148One lender: 96% approved of 151One lender: 96% approved of 228One lender: 96% approved of 1,179One lender: 97% approved of 176One lender: 97% approved of 206One lender: 97% approved of 255One lender: 97% approved of 148One lender: 98% approved of 495One lender: 98% approved of 260One lender: 98% approved of 658One lender: 99% approved of 146One lender: 99% approved of 373One lender: 99% approved of 166One lender: 99% approved of 96One lender: 99% approved of 112One lender: 99% approved of 230One lender: 99% approved of 244One lender: 99% approved of 1,287One lender: 99% approved of 257One lender: 99% approved of 157One lender: 100% approved of 201One lender: 100% approved of 184One lender: 100% approved of 169

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Alameda County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC89%2,242 / 2,52299%$725K2,220
2United Wholesale Mortgage, LLCBroker only89%2,079 / 2,32898%$685K2,045
3Bank of America, National Association88%1,572 / 1,79094%$1.06M1,476
4Wells Fargo Bank, National Association92%1,618 / 1,762100%$1.08M1,611
5U.S. Bank National Association91%1,596 / 1,74998%$995K1,570

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 465 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Alameda County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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