Stillman BancCorp N.A. mortgage approval rate & lending review
Stillman BancCorp N.A. decided 441 mortgage applications and funded 378 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Stillman BancCorp N.A. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Stillman BancCorp N.A. at a glance
Approval is 10.8 points above the 80.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 200 / 205 | 91% | $185K | 182 |
| Cash-out refinance | 78% | 77 / 99 | 96% | $65K | 74 |
| Refinance | 78% | 28 / 36 | 96% | $125K | 27 |
| Investment property purchase | 96% | 49 / 51 | 98% | $125K | 48 |
Stillman BancCorp N.A. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Stillman BancCorp N.A. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Winnebago County, IL | Mortgage lenders | 98% | 172 | 151 |
| Winnebago County, IL | Cash-out refinance | 78% | 95 | 72 |
| Winnebago County, IL | Investment property purchase | 98% | 41 | 39 |
| Winnebago County, IL | Refinance | 86% | 21 | 18 |
The county markets where Stillman BancCorp N.A. made the most loans. Each link opens that market with every lender ranked.
Questions about Stillman BancCorp N.A.
What is Stillman BancCorp N.A.'s mortgage approval rate?
Stillman BancCorp N.A. approved 91.2% of the 441 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.8 points above the 80.4% national rate for the same mix of loan types.
How often do borrowers take the loan Stillman BancCorp N.A. offers?
Borrowers accepted 94% of the loans Stillman BancCorp N.A. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Stillman BancCorp N.A. make?
The typical home purchase mortgage loan Stillman BancCorp N.A. made was $185K; across all loan types its typical loan ran from $65K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Stillman BancCorp N.A. lend?
Stillman BancCorp N.A. decided applications in 8 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and Florida.
Can I apply to Stillman BancCorp N.A. directly?
Yes. Stillman BancCorp N.A. is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Stillman BancCorp N.A.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Stillman BancCorp N.A. treats applications, then get a rate quote from the lender.