StonehamBank, A Co-operative Bank mortgage approval rate & lending review
StonehamBank, A Co-operative Bank decided 293 mortgage applications and funded 238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions StonehamBank, A Co-operative Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
StonehamBank, A Co-operative Bank at a glance
Approval is 0.7 points above the 82.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 121 / 147 | 100% | $605K | 121 |
| Cash-out refinance | 65% | 17 / 26 | 100% | $375K | 17 |
| Investment property purchase | 96% | 65 / 68 | 92% | $1.06M | 60 |
StonehamBank, A Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 84% | $605K | 273 | 223 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where StonehamBank, A Co-operative Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, MA | Investment property purchase | 94% | 35 | 33 |
The county markets where StonehamBank, A Co-operative Bank made the most loans. Each link opens that market with every lender ranked.
Questions about StonehamBank, A Co-operative Bank
What is StonehamBank, A Co-operative Bank's mortgage approval rate?
StonehamBank, A Co-operative Bank approved 83.3% of the 293 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.7 points above the 82.6% national rate for the same mix of loan types.
How often do borrowers take the loan StonehamBank, A Co-operative Bank offers?
Borrowers accepted 98% of the loans StonehamBank, A Co-operative Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does StonehamBank, A Co-operative Bank make?
The typical home purchase mortgage loan StonehamBank, A Co-operative Bank made was $605K; across all loan types its typical loan ran from $375K to $1.06M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does StonehamBank, A Co-operative Bank lend?
StonehamBank, A Co-operative Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Rhode Island.
Can I apply to StonehamBank, A Co-operative Bank directly?
Yes. StonehamBank, A Co-operative Bank is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show StonehamBank, A Co-operative Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how StonehamBank, A Co-operative Bank treats applications, then get a rate quote from the lender.