Story Bank DBA Story Financial Partners mortgage approval rate & lending review
Story Bank DBA Story Financial Partners decided 348 mortgage applications and funded 299 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Story Bank DBA Story Financial Partners reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Story Bank DBA Story Financial Partners at a glance
Approval is 6.7 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 159 / 175 | 92% | $455K | 146 |
| Refinance | 82% | 32 / 39 | 97% | $425K | 31 |
| Investment property purchase | 97% | 76 / 78 | 95% | $115K | 72 |
| Investment refinance | 98% | 46 / 47 | 100% | $85K | 46 |
Story Bank DBA Story Financial Partners lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 90% | $355K | 292 | 247 |
| Tennessee | 93% | $575K | 46 | 42 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Story Bank DBA Story Financial Partners lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Madison County, MS | Mortgage lenders | 95% | 65 | 58 |
| Hinds County, MS | Investment property purchase | 98% | 45 | 41 |
| Hinds County, MS | Mortgage lenders | 88% | 42 | 33 |
| Hinds County, MS | Investment refinance | 100% | 22 | 22 |
| Rankin County, MS | Mortgage lenders | 83% | 30 | 21 |
The county markets where Story Bank DBA Story Financial Partners made the most loans. Each link opens that market with every lender ranked.
Questions about Story Bank DBA Story Financial Partners
What is Story Bank DBA Story Financial Partners's mortgage approval rate?
Story Bank DBA Story Financial Partners approved 91.1% of the 348 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan Story Bank DBA Story Financial Partners offers?
Borrowers accepted 94% of the loans Story Bank DBA Story Financial Partners approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Story Bank DBA Story Financial Partners make?
The typical home purchase mortgage loan Story Bank DBA Story Financial Partners made was $455K; across all loan types its typical loan ran from $85K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Story Bank DBA Story Financial Partners lend?
Story Bank DBA Story Financial Partners decided applications in 6 of the states Fat Boy Data covers, most of them in Mississippi, Tennessee and Florida.
Can I apply to Story Bank DBA Story Financial Partners directly?
Yes. Story Bank DBA Story Financial Partners is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Story Bank DBA Story Financial Partners's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Story Bank DBA Story Financial Partners treats applications, then get a rate quote from the lender.