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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Clay County, Missouri

Fat Boy Data analyzed home purchase mortgage activity in Clay County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,252 applications were decided by 347 lenders between 2023 and 2025.

Clay County at a glance

347Active lenders83 with 20+ decisions
92.7%Market approval rate10,430 of 11,252 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up10,218 loans funded

How Clay County compares

Approval rate compared
Clay County92.7%Missouri91.5%All 616 counties87.6%
Typical loan compared
Clay County$275KMissouri$235KAll 616 counties$335K

What the data shows

Communityamerica Federal Credit Union made the most home purchase mortgages in Clay County, MO, 922 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 100% of 247.

The typical home purchase mortgage here is $275K, 17% larger than the Missouri typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 59One lender: 41% approved of 282One lender: 59% approved of 199One lender: 74% approved of 57One lender: 80% approved of 88One lender: 80% approved of 90One lender: 81% approved of 36One lender: 83% approved of 58One lender: 85% approved of 75One lender: 86% approved of 77One lender: 88% approved of 34One lender: 89% approved of 135One lender: 90% approved of 31One lender: 90% approved of 303One lender: 91% approved of 88One lender: 91% approved of 46One lender: 91% approved of 35One lender: 92% approved of 216One lender: 92% approved of 76One lender: 92% approved of 39Leaderone Financial Corporation: 94% approved of 541One lender: 94% approved of 132One lender: 94% approved of 71United Wholesale Mortgage, LLC: 95% approved of 586Communityamerica Federal Credit Union: 95% approved of 987One lender: 95% approved of 41One lender: 95% approved of 103One lender: 96% approved of 112One lender: 96% approved of 150One lender: 96% approved of 52One lender: 96% approved of 111One lender: 96% approved of 56One lender: 97% approved of 61One lender: 97% approved of 62One lender: 97% approved of 62One lender: 97% approved of 31One lender: 97% approved of 64One lender: 97% approved of 35One lender: 97% approved of 117One lender: 98% approved of 41One lender: 98% approved of 89One lender: 98% approved of 107One lender: 98% approved of 162One lender: 99% approved of 335One lender: 99% approved of 214Fairway Independent Mortgage Corporation: 99% approved of 747One lender: 99% approved of 90Primelending, A Plainscapital Company: 99% approved of 855One lender: 99% approved of 113One lender: 99% approved of 470One lender: 99% approved of 128One lender: 100% approved of 247One lender: 100% approved of 185One lender: 100% approved of 118One lender: 100% approved of 72One lender: 100% approved of 66One lender: 100% approved of 54One lender: 100% approved of 52One lender: 100% approved of 42One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union95%938 / 98798%$285K922
2Primelending, A Plainscapital Company99%847 / 85597%$285K823
3Fairway Independent Mortgage Corporation99%738 / 74799%$255K733
4United Wholesale Mortgage, LLCBroker only95%554 / 58699%$275K549
5Leaderone Financial Corporation94%506 / 541100%$265K505

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 342 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Clay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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