Sunrise Banks, National Association mortgage approval rate & lending review
Sunrise Banks, National Association decided 669 mortgage applications and funded 580 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sunrise Banks, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sunrise Banks, National Association at a glance
Approval is 1.8 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 322 / 385 | 100% | $265K | 322 |
| Refinance | 82% | 36 / 44 | 100% | $345K | 36 |
| Investment property purchase | 97% | 199 / 206 | 95% | $155K | 190 |
| Investment refinance | 97% | 28 / 29 | 100% | $205K | 28 |
Sunrise Banks, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 88% | $265K | 663 | 577 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sunrise Banks, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hennepin County, MN | Mortgage lenders | 84% | 163 | 137 |
| Hennepin County, MN | Investment property purchase | 98% | 92 | 85 |
| Ramsey County, MN | Mortgage lenders | 86% | 79 | 68 |
| Ramsey County, MN | Investment property purchase | 94% | 54 | 47 |
| Anoka County, MN | Investment property purchase | 96% | 25 | 24 |
| Hennepin County, MN | Investment refinance | 95% | 20 | 19 |
The county markets where Sunrise Banks, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Sunrise Banks, National Association
What is Sunrise Banks, National Association's mortgage approval rate?
Sunrise Banks, National Association approved 88.0% of the 669 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.8 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Sunrise Banks, National Association offers?
Borrowers accepted 98% of the loans Sunrise Banks, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sunrise Banks, National Association make?
The typical home purchase mortgage loan Sunrise Banks, National Association made was $265K; across all loan types its typical loan ran from $155K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sunrise Banks, National Association lend?
Sunrise Banks, National Association decided applications in 4 of the states Fat Boy Data covers, most of them in Minnesota, South Dakota and Florida.
Can I apply to Sunrise Banks, National Association directly?
Yes. Sunrise Banks, National Association is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sunrise Banks, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sunrise Banks, National Association treats applications, then get a rate quote from the lender.