TAPCO Credit Union mortgage approval rate & lending review
TAPCO Credit Union decided 527 mortgage applications and funded 415 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TAPCO Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
TAPCO Credit Union at a glance
Approval is 15.1 points above the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 22 / 25 | 86% | $305K | 19 |
| Home improvement loans | 80% | 270 / 339 | 94% | $75K | 254 |
| Refinance | 91% | 125 / 138 | 99% | $105K | 124 |
TAPCO Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 83% | $75K | 524 | 412 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where TAPCO Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pierce County, WA | Home improvement loans | 82% | 295 | 226 |
| Pierce County, WA | Refinance | 93% | 122 | 112 |
The county markets where TAPCO Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about TAPCO Credit Union
What is TAPCO Credit Union's mortgage approval rate?
TAPCO Credit Union approved 82.7% of the 527 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.1 points above the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan TAPCO Credit Union offers?
Borrowers accepted 95% of the loans TAPCO Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TAPCO Credit Union make?
The typical home improvement loan loan TAPCO Credit Union made was $75K; across all loan types its typical loan ran from $75K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TAPCO Credit Union lend?
TAPCO Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Washington, Georgia and Nevada.
Can I apply to TAPCO Credit Union directly?
Yes. TAPCO Credit Union is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show TAPCO Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TAPCO Credit Union treats applications, then get a rate quote from the lender.