The Cecilian Bank mortgage approval rate & lending review
The Cecilian Bank decided 524 mortgage applications and funded 463 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Cecilian Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Cecilian Bank at a glance
Approval is 15.7 points above the 76.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 139 / 153 | 95% | $225K | 132 |
| Home improvement loans | 87% | 90 / 103 | 94% | $55K | 85 |
| Cash-out refinance | 93% | 117 / 126 | 98% | $105K | 115 |
| Investment property purchase | 100% | 86 / 86 | 95% | $135K | 82 |
The Cecilian Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 92% | $115K | 522 | 462 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Cecilian Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hardin County, KY | Mortgage lenders | 92% | 130 | 113 |
| Hardin County, KY | Cash-out refinance | 93% | 124 | 113 |
| Hardin County, KY | Home improvement loans | 87% | 100 | 83 |
| Hardin County, KY | Investment property purchase | 100% | 70 | 66 |
| Hardin County, KY | Refinance | 88% | 24 | 19 |
The county markets where The Cecilian Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Cecilian Bank
What is The Cecilian Bank's mortgage approval rate?
The Cecilian Bank approved 92.2% of the 524 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.7 points above the 76.5% national rate for the same mix of loan types.
How often do borrowers take the loan The Cecilian Bank offers?
Borrowers accepted 96% of the loans The Cecilian Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Cecilian Bank make?
The typical home purchase mortgage loan The Cecilian Bank made was $225K; across all loan types its typical loan ran from $55K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Cecilian Bank lend?
The Cecilian Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Kentucky, Indiana and Tennessee.
Can I apply to The Cecilian Bank directly?
Yes. The Cecilian Bank is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Cecilian Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Cecilian Bank treats applications, then get a rate quote from the lender.