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refinance lenders · HMDA 2023–2025

Refinance lenders in Hardin County, Kentucky

Fat Boy Data analyzed mortgage refinance activity in Hardin County, Kentucky, home to Elizabethtown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,318 applications were decided by 105 lenders between 2023 and 2025.

Hardin County at a glance

105Active lenders13 with 20+ decisions
83.7%Market approval rate1,103 of 1,318 decided
$245KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,014 loans funded

How Hardin County compares

Approval rate compared
Hardin County83.7%Kentucky81.3%All 616 counties76.5%
Typical loan compared
Hardin County$245KKentucky$125KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Hardin County, KY, 106 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 135.

The typical mortgage refinance here is $245K, 96% larger than the Kentucky typical of $125K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 68% approved of 28Abound Federal Credit Union: 76% approved of 118One lender: 79% approved of 42Rocket Mortgage, LLC: 79% approved of 77One lender: 81% approved of 57One lender: 83% approved of 42One lender: 85% approved of 60One lender: 88% approved of 24One lender: 89% approved of 45One lender: 92% approved of 37United Wholesale Mortgage, LLC: 92% approved of 167South Central Bank, Inc.: 92% approved of 93Freedom Mortgage Corporation: 96% approved of 135

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hardin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%154 / 16794%$295K144
2Freedom Mortgage Corporation96%130 / 13582%$275K106
3Abound Federal Credit Union76%90 / 118100%$95K90
4South Central Bank, Inc.92%86 / 9393%$205K80
5Rocket Mortgage, LLC79%61 / 7793%$245K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 100 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hardin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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