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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Hardin County, Kentucky

Fat Boy Data analyzed home purchase mortgage activity in Hardin County, Kentucky, home to Elizabethtown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,857 applications were decided by 205 lenders between 2023 and 2025.

Hardin County at a glance

205Active lenders43 with 20+ decisions
81.0%Market approval rate3,933 of 4,857 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,753 loans funded

How Hardin County compares

Approval rate compared
Hardin County81.0%Kentucky88.2%All 616 counties87.6%
Typical loan compared
Hardin County$255KKentucky$235KAll 616 counties$335K

What the data shows

Mortgage Research Center, LLC made the most home purchase mortgages in Hardin County, KY, 325 of them.

Premier Lending, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Lenders approved 81.0% of home purchase mortgage applications in Hardin County, KY, 7.2 percentage points below the Kentucky rate of 88.2%.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 27Vanderbilt Mortgage and Finance, Inc.: 15% approved of 329One lender: 18% approved of 61One lender: 21% approved of 99One lender: 35% approved of 93One lender: 41% approved of 22One lender: 61% approved of 23One lender: 62% approved of 21One lender: 69% approved of 32One lender: 74% approved of 34One lender: 75% approved of 59One lender: 80% approved of 51One lender: 80% approved of 123One lender: 82% approved of 148One lender: 84% approved of 183One lender: 85% approved of 34One lender: 86% approved of 43One lender: 87% approved of 60One lender: 87% approved of 84One lender: 88% approved of 42One lender: 89% approved of 44One lender: 90% approved of 29One lender: 90% approved of 21One lender: 91% approved of 32One lender: 91% approved of 33Abound Federal Credit Union: 91% approved of 247One lender: 92% approved of 130Mortgage Research Center, LLC: 92% approved of 359One lender: 92% approved of 105One lender: 94% approved of 47One lender: 94% approved of 157One lender: 95% approved of 128One lender: 95% approved of 42One lender: 96% approved of 23One lender: 96% approved of 116One lender: 96% approved of 50One lender: 96% approved of 55South Central Bank, Inc.: 97% approved of 325One lender: 97% approved of 78United Wholesale Mortgage, LLC: 98% approved of 543One lender: 100% approved of 41One lender: 100% approved of 29One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Hardin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only98%532 / 54399%$275K528
2Mortgage Research Center, LLC92%329 / 35999%$305K325
3Vanderbilt Mortgage and Finance, Inc.15%49 / 32986%$125K42
4South Central Bank, Inc.97%315 / 32595%$235K298
5Abound Federal Credit Union91%225 / 247100%$245K225

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 200 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Hardin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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