The Equitable Bank, S.S.B. mortgage approval rate & lending review
The Equitable Bank, S.S.B. decided 681 mortgage applications and funded 585 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Equitable Bank, S.S.B. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Equitable Bank, S.S.B. at a glance
Approval is 8.5 points above the 84.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 467 / 496 | 91% | $245K | 427 |
| Cash-out refinance | 82% | 31 / 38 | 94% | $165K | 29 |
| Refinance | 92% | 69 / 75 | 94% | $355K | 65 |
| Investment property purchase | 96% | 49 / 51 | 94% | $215K | 46 |
The Equitable Bank, S.S.B. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 93% | $245K | 681 | 585 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Equitable Bank, S.S.B. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Milwaukee County, WI | Mortgage lenders | 90% | 218 | 182 |
| Waukesha County, WI | Mortgage lenders | 97% | 163 | 145 |
| Washington County, WI | Mortgage lenders | 100% | 55 | 49 |
| Waukesha County, WI | Refinance | 98% | 44 | 39 |
| Milwaukee County, WI | Investment property purchase | 100% | 28 | 25 |
| Milwaukee County, WI | Refinance | 91% | 22 | 20 |
| Milwaukee County, WI | Cash-out refinance | 75% | 20 | 14 |
The county markets where The Equitable Bank, S.S.B. made the most loans. Each link opens that market with every lender ranked.
Questions about The Equitable Bank, S.S.B.
What is The Equitable Bank, S.S.B.'s mortgage approval rate?
The Equitable Bank, S.S.B. approved 93.1% of the 681 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.5 points above the 84.6% national rate for the same mix of loan types.
How often do borrowers take the loan The Equitable Bank, S.S.B. offers?
Borrowers accepted 92% of the loans The Equitable Bank, S.S.B. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Equitable Bank, S.S.B. make?
The typical home purchase mortgage loan The Equitable Bank, S.S.B. made was $245K; across all loan types its typical loan ran from $165K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Equitable Bank, S.S.B. lend?
The Equitable Bank, S.S.B. decided applications in 1 of the states Fat Boy Data covers, most of them in Wisconsin.
Can I apply to The Equitable Bank, S.S.B. directly?
Yes. The Equitable Bank, S.S.B. is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Equitable Bank, S.S.B.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Equitable Bank, S.S.B. treats applications, then get a rate quote from the lender.