The Farmers Bank, Frankfort, Indiana mortgage approval rate & lending review
The Farmers Bank, Frankfort, Indiana decided 375 mortgage applications and funded 328 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Farmers Bank, Frankfort, Indiana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Farmers Bank, Frankfort, Indiana at a glance
Approval is 11.7 points above the 77.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 148 / 164 | 97% | $185K | 144 |
| Home improvement loans | 92% | 71 / 77 | 99% | $65K | 70 |
| Cash-out refinance | 71% | 25 / 35 | 96% | $105K | 24 |
| Refinance | 91% | 50 / 55 | 98% | $105K | 49 |
| Investment property purchase | 96% | 25 / 26 | 100% | $155K | 25 |
The Farmers Bank, Frankfort, Indiana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 89% | $155K | 364 | 318 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Farmers Bank, Frankfort, Indiana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, IN | Mortgage lenders | 88% | 110 | 94 |
| Hamilton County, IN | Home improvement loans | 93% | 58 | 53 |
| Hamilton County, IN | Refinance | 90% | 42 | 37 |
| Tippecanoe County, IN | Mortgage lenders | 95% | 20 | 19 |
| Hamilton County, IN | Cash-out refinance | 72% | 25 | 18 |
The county markets where The Farmers Bank, Frankfort, Indiana made the most loans. Each link opens that market with every lender ranked.
Questions about The Farmers Bank, Frankfort, Indiana
What is The Farmers Bank, Frankfort, Indiana's mortgage approval rate?
The Farmers Bank, Frankfort, Indiana approved 89.3% of the 375 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 77.7% national rate for the same mix of loan types.
How often do borrowers take the loan The Farmers Bank, Frankfort, Indiana offers?
Borrowers accepted 98% of the loans The Farmers Bank, Frankfort, Indiana approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Farmers Bank, Frankfort, Indiana make?
The typical home purchase mortgage loan The Farmers Bank, Frankfort, Indiana made was $185K; across all loan types its typical loan ran from $65K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Farmers Bank, Frankfort, Indiana lend?
The Farmers Bank, Frankfort, Indiana decided applications in 6 of the states Fat Boy Data covers, most of them in Indiana, Florida and South Carolina.
Can I apply to The Farmers Bank, Frankfort, Indiana directly?
Yes. The Farmers Bank, Frankfort, Indiana reports as a direct lender that takes applications from borrowers.
Does this page show The Farmers Bank, Frankfort, Indiana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Farmers Bank, Frankfort, Indiana treats applications, then get a rate quote from the lender.