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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hamilton County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Hamilton County, Indiana, home to Fishers, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,593 applications were decided by 246 lenders between 2023 and 2025.

Hamilton County at a glance

246Active lenders42 with 20+ decisions
77.3%Market approval rate4,323 of 5,593 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,129 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County77.3%Indiana71.0%All 616 counties68.2%
Typical loan compared
Hamilton County$175KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hamilton County, IN, 722 of them.

Gvc Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 77.3% of cash-out refinance applications in Hamilton County, IN, 6.3 percentage points above the Indiana rate of 71.0%.

The typical cash-out refinance here is $175K, 30% larger than the Indiana typical of $135K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 38One lender: 35% approved of 23One lender: 40% approved of 202One lender: 44% approved of 41One lender: 50% approved of 123One lender: 52% approved of 60One lender: 55% approved of 20One lender: 61% approved of 31Newrez LLC: 61% approved of 218One lender: 66% approved of 61One lender: 66% approved of 35One lender: 67% approved of 27One lender: 72% approved of 60One lender: 72% approved of 25One lender: 72% approved of 141One lender: 72% approved of 94One lender: 74% approved of 27One lender: 75% approved of 52One lender: 76% approved of 90One lender: 76% approved of 91One lender: 76% approved of 25One lender: 77% approved of 84One lender: 79% approved of 202One lender: 79% approved of 107One lender: 79% approved of 39One lender: 80% approved of 172One lender: 81% approved of 185Indiana Members Credit Union: 81% approved of 309The Huntington National Bank: 82% approved of 417BMO Bank National Association: 83% approved of 292Rocket Mortgage, LLC: 83% approved of 889One lender: 85% approved of 84One lender: 86% approved of 51One lender: 87% approved of 71One lender: 89% approved of 56One lender: 90% approved of 115One lender: 91% approved of 32One lender: 91% approved of 23One lender: 95% approved of 66One lender: 96% approved of 28One lender: 99% approved of 98One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%742 / 88997%$135K722
2The Huntington National Bank82%340 / 41795%$185K324
3Indiana Members Credit Union81%251 / 30994%$115K237
4BMO Bank National Association83%242 / 29297%$155K235
5Newrez LLC61%134 / 21899%$95K132

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 241 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hamilton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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