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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hamilton County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Hamilton County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,593 applications were decided by 246 lenders between 2023 and 2025.

Hamilton County at a glance

246Active lenders42 with 20+ decisions
77.3%Market approval rate4,323 of 5,593 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,129 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County77.3%Indiana71.0%All 616 counties68.2%
Typical loan compared
Hamilton County$175KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hamilton County, IN, 722 of them.

Gvc Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 77.3% of cash-out refinance applications in Hamilton County, IN, 6.3 percentage points above the Indiana rate of 71.0%.

The typical cash-out refinance here is $175K, 30% larger than the Indiana typical of $135K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 8% approved of 38Spring Eq, LLC: 35% approved of 23Amerisave Mortgage Corporation: 40% approved of 202New Day Financial, LLC: 44% approved of 41Carrington Mortgage Services, LLC: 50% approved of 123Lakeview Loan Servicing, LLC: 52% approved of 60Village Capital & Investment LLC: 55% approved of 20Mutual of Omaha Mortgage, Inc.: 61% approved of 31Newrez LLC: 61% approved of 218KeyBank National Association: 66% approved of 61Fifth Third Bank, National Association: 66% approved of 35First Farmers Bank & Trust Co.: 67% approved of 27Lake City Bank: 72% approved of 60The Farmers Bank, Frankfort, Indiana: 72% approved of 25STAR Financial Bank: 72% approved of 141Forum: 72% approved of 94U.S. Bank National Association: 74% approved of 27New American Funding, LLC: 75% approved of 52GoodLeap, LLC: 76% approved of 90Loandepot.Com, LLC: 76% approved of 91The Federal Savings Bank: 76% approved of 25Everwise Credit Union: 77% approved of 84United Wholesale Mortgage, LLC: 79% approved of 202Freedom Mortgage Corporation: 79% approved of 107Navy Federal Credit Union: 79% approved of 39First Financial Bank: 80% approved of 172Elements Financial Federal Credit Union: 81% approved of 185Indiana Members Credit Union: 81% approved of 309The Huntington National Bank: 82% approved of 417BMO Bank National Association: 83% approved of 292Rocket Mortgage, LLC: 83% approved of 889Nationstar Mortgage LLC: 85% approved of 84Flagstar Bank, National Association: 86% approved of 51Pennymac Loan Services, LLC: 87% approved of 71Ruoff Mortgage Company, Inc.: 89% approved of 56JPMorgan Chase Bank, National Association: 90% approved of 115Crosscountry Mortgage, LLC: 91% approved of 32Fairway Independent Mortgage Corporation: 91% approved of 23Union Savings Bank: 95% approved of 66Mjw Financial LLC: 96% approved of 28Merchants Bank of Indiana: 99% approved of 98Gvc Mortgage, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%742 / 88997%$135K722
2The Huntington National Bank82%340 / 41795%$185K324
3Indiana Members Credit Union81%251 / 30994%$115K237
4BMO Bank National Association83%242 / 29297%$155K235
5Newrez LLC61%134 / 21899%$95K132

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 241 more lenders.

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Other lending data for Hamilton County

Mortgage lenders in Hamilton CountyHome improvement loans in Hamilton CountyRefinance in Hamilton CountyInvestment property purchase in Hamilton CountyInvestment cash-out refinance in Hamilton CountyInvestment refinance in Hamilton CountyInvestment home improvement in Hamilton County

Nearby markets

All lending in Hamilton CountyCounty overviewCash-out refinance across IndianaStatewideMadison CountyNearby countyMarion CountyNearby county