The Mortgage Firm, Inc. mortgage approval rate & lending review
The Mortgage Firm, Inc. decided 11,274 mortgage applications and funded 10,352 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Mortgage Firm, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Mortgage Firm, Inc. at a glance
Approval is 9.9 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 9,292 / 9,629 | 96% | $285K | 8,876 |
| Cash-out refinance | 96% | 487 / 506 | 94% | $255K | 458 |
| Refinance | 96% | 157 / 163 | 94% | $325K | 148 |
| Investment property purchase | 95% | 806 / 850 | 95% | $235K | 763 |
| Investment cash-out refinance | 92% | 92 / 100 | 95% | $215K | 87 |
The Mortgage Firm, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 96% | $285K | 10,195 | 9,379 |
| Louisiana | 97% | $265K | 480 | 432 |
| Alabama | 91% | $245K | 214 | 191 |
| Georgia | 94% | $305K | 122 | 109 |
| Tennessee | 98% | $295K | 89 | 86 |
| Texas | 96% | $255K | 50 | 47 |
| North Carolina | 89% | $255K | 37 | 29 |
| Indiana | 100% | $255K | 20 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Mortgage Firm, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brevard County, FL | Mortgage lenders | 98% | 1,614 | 1,467 |
| Palm Beach County, FL | Mortgage lenders | 95% | 604 | 560 |
| Orange County, FL | Mortgage lenders | 97% | 547 | 510 |
| Escambia County, FL | Mortgage lenders | 98% | 527 | 503 |
| Polk County, FL | Mortgage lenders | 95% | 524 | 489 |
| Hillsborough County, FL | Mortgage lenders | 96% | 474 | 432 |
| Volusia County, FL | Mortgage lenders | 96% | 443 | 420 |
| Pasco County, FL | Mortgage lenders | 97% | 422 | 390 |
| Seminole County, FL | Mortgage lenders | 97% | 407 | 387 |
| Lake County, FL | Mortgage lenders | 96% | 371 | 351 |
| Sarasota County, FL | Mortgage lenders | 97% | 344 | 308 |
| Pinellas County, FL | Mortgage lenders | 98% | 282 | 259 |
The county markets where The Mortgage Firm, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about The Mortgage Firm, Inc.
What is The Mortgage Firm, Inc.'s mortgage approval rate?
The Mortgage Firm, Inc. approved 96.3% of the 11,274 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan The Mortgage Firm, Inc. offers?
Borrowers accepted 95% of the loans The Mortgage Firm, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Mortgage Firm, Inc. make?
The typical home purchase mortgage loan The Mortgage Firm, Inc. made was $285K; across all loan types its typical loan ran from $215K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Mortgage Firm, Inc. lend?
The Mortgage Firm, Inc. decided applications in 21 of the states Fat Boy Data covers, most of them in Florida, Louisiana and Alabama.
Can I apply to The Mortgage Firm, Inc. directly?
Yes. The Mortgage Firm, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show The Mortgage Firm, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Mortgage Firm, Inc. treats applications, then get a rate quote from the lender.