The Muncy Bank and Trust Company mortgage approval rate & lending review
The Muncy Bank and Trust Company decided 261 mortgage applications and funded 245 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Muncy Bank and Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Muncy Bank and Trust Company at a glance
Approval is 16.9 points above the 79.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 80 / 81 | 99% | $185K | 79 |
| Home improvement loans | 94% | 33 / 35 | 97% | $45K | 32 |
| Refinance | 94% | 76 / 81 | 99% | $105K | 75 |
| Investment property purchase | 98% | 42 / 43 | 93% | $135K | 39 |
The Muncy Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 96% | $135K | 260 | 244 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Muncy Bank and Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lycoming County, PA | Refinance | 94% | 81 | 75 |
| Lycoming County, PA | Mortgage lenders | 99% | 75 | 73 |
| Lycoming County, PA | Investment property purchase | 98% | 41 | 37 |
| Lycoming County, PA | Home improvement loans | 94% | 34 | 31 |
The county markets where The Muncy Bank and Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about The Muncy Bank and Trust Company
What is The Muncy Bank and Trust Company's mortgage approval rate?
The Muncy Bank and Trust Company approved 96.2% of the 261 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.9 points above the 79.3% national rate for the same mix of loan types.
How often do borrowers take the loan The Muncy Bank and Trust Company offers?
Borrowers accepted 98% of the loans The Muncy Bank and Trust Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Muncy Bank and Trust Company make?
The typical home purchase mortgage loan The Muncy Bank and Trust Company made was $185K; across all loan types its typical loan ran from $45K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Muncy Bank and Trust Company lend?
The Muncy Bank and Trust Company decided applications in 2 of the states Fat Boy Data covers, most of them in Pennsylvania and Florida.
Can I apply to The Muncy Bank and Trust Company directly?
Yes. The Muncy Bank and Trust Company reports as a direct lender that takes applications from borrowers.
Does this page show The Muncy Bank and Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Muncy Bank and Trust Company treats applications, then get a rate quote from the lender.