The Old Fort Banking Company mortgage approval rate & lending review
The Old Fort Banking Company decided 406 mortgage applications and funded 359 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Old Fort Banking Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Old Fort Banking Company at a glance
Approval is 11.5 points above the 83.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 259 / 265 | 92% | $205K | 239 |
| Cash-out refinance | 88% | 42 / 48 | 95% | $155K | 40 |
| Investment property purchase | 96% | 48 / 50 | 94% | $125K | 45 |
The Old Fort Banking Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 95% | $205K | 389 | 344 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Old Fort Banking Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, OH | Mortgage lenders | 98% | 147 | 138 |
| Montgomery County, OH | Mortgage lenders | 97% | 58 | 49 |
| Greene County, OH | Cash-out refinance | 91% | 34 | 29 |
| Greene County, OH | Investment property purchase | 96% | 28 | 26 |
The county markets where The Old Fort Banking Company made the most loans. Each link opens that market with every lender ranked.
Questions about The Old Fort Banking Company
What is The Old Fort Banking Company's mortgage approval rate?
The Old Fort Banking Company approved 95.1% of the 406 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points above the 83.6% national rate for the same mix of loan types.
How often do borrowers take the loan The Old Fort Banking Company offers?
Borrowers accepted 93% of the loans The Old Fort Banking Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Old Fort Banking Company make?
The typical home purchase mortgage loan The Old Fort Banking Company made was $205K; across all loan types its typical loan ran from $125K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Old Fort Banking Company lend?
The Old Fort Banking Company decided applications in 9 of the states Fat Boy Data covers, most of them in Ohio, Florida and Illinois.
Can I apply to The Old Fort Banking Company directly?
Yes. The Old Fort Banking Company is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Old Fort Banking Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Old Fort Banking Company treats applications, then get a rate quote from the lender.