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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Montgomery County, Ohio

Fat Boy Data analyzed home purchase mortgage activity in Montgomery County, Ohio, home to Dayton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 20,426 applications were decided by 424 lenders between 2023 and 2025.

Montgomery County at a glance

424Active lenders107 with 20+ decisions
89.6%Market approval rate18,307 of 20,426 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up17,375 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County89.6%Ohio90.6%All 616 counties87.6%
Typical loan compared
Montgomery County$195KOhio$215KAll 616 counties$335K

What the data shows

Wright-Patt Credit Union, Inc. made the most home purchase mortgages in Montgomery County, OH, 1,714 of them.

Rapid Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 172One lender: 39% approved of 56One lender: 40% approved of 518One lender: 74% approved of 335One lender: 79% approved of 359One lender: 79% approved of 156One lender: 80% approved of 111One lender: 82% approved of 65One lender: 82% approved of 300One lender: 83% approved of 59One lender: 84% approved of 142One lender: 84% approved of 167Rocket Mortgage, LLC: 86% approved of 784One lender: 87% approved of 237One lender: 87% approved of 79One lender: 88% approved of 49One lender: 88% approved of 361One lender: 90% approved of 226One lender: 90% approved of 94One lender: 91% approved of 75One lender: 91% approved of 628One lender: 92% approved of 49One lender: 92% approved of 753One lender: 92% approved of 87Wright-Patt Credit Union, Inc.: 93% approved of 2,093One lender: 93% approved of 581One lender: 93% approved of 98One lender: 93% approved of 188One lender: 93% approved of 118One lender: 93% approved of 357One lender: 93% approved of 199One lender: 94% approved of 77One lender: 94% approved of 195One lender: 94% approved of 66Union Savings Bank: 94% approved of 1,616One lender: 94% approved of 190One lender: 94% approved of 403One lender: 95% approved of 57The Huntington National Bank: 95% approved of 868One lender: 95% approved of 263One lender: 95% approved of 61One lender: 95% approved of 64One lender: 97% approved of 58One lender: 97% approved of 233One lender: 97% approved of 295One lender: 97% approved of 330One lender: 97% approved of 266One lender: 98% approved of 320Primelending, A Plainscapital Company: 98% approved of 836One lender: 98% approved of 51One lender: 98% approved of 55One lender: 98% approved of 558One lender: 98% approved of 60One lender: 99% approved of 68One lender: 99% approved of 208One lender: 99% approved of 75One lender: 99% approved of 84One lender: 99% approved of 667One lender: 100% approved of 65One lender: 100% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.93%1,940 / 2,09388%$185K1,714
2Union Savings Bank94%1,520 / 1,61698%$235K1,490
3The Huntington National Bank95%825 / 868100%$195K821
4Primelending, A Plainscapital Company98%816 / 83691%$195K742
5Rocket Mortgage, LLC86%677 / 78499%$185K671

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 419 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Montgomery County

Mortgage Research Center, LLCDas Acquisition Company, LLCUnited Wholesale Mortgage, LLCFairway Independent Mortgage CorporationCrosscountry Mortgage, LLCTriad Financial Services, Inc.Day Air Credit Union, Inc.JPMorgan Chase Bank, National AssociationFifth Third Bank, National AssociationLower, LLCNVR Mortgage Finance, Inc.New American Funding, LLCFirst Community Mortgage, Inc.U.S. Bank National AssociationUnion Home Mortgage Corp.Thrive Mortgage, LLCGuaranteed Rate, Inc.First Financial BankM/I Financial, LLCNavy Federal Credit UnionCornerstone First Mortgage, IncRuoff Mortgage Company, Inc.Loandepot.Com, LLCVictory Mortgage, L.L.C.Movement Mortgage, LLC21St Mortgage CorporationVanderbilt Mortgage and Finance, Inc.USAA Federal Savings BankPNC Bank, National AssociationNewrez LLC

Other lending data for Montgomery County

Home improvement loans in Montgomery CountyCash-out refinance in Montgomery CountyRefinance in Montgomery CountyInvestment property purchase in Montgomery CountyInvestment cash-out refinance in Montgomery CountyInvestment refinance in Montgomery CountyInvestment home improvement in Montgomery County

Nearby markets

All lending in Montgomery CountyCounty overviewMortgage lenders across OhioStatewideButler CountyNearby countyClark CountyNearby countyGreene CountyNearby countyMiami CountyNearby county