Lender profile · HMDA 2023–2025
The People's Credit Union mortgage approval rates & lending data
The People's Credit Union decided 537 mortgage applications and funded 415 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 263 / 317 | 100% | $105K | 262 |
| Home improvement loans | 73% | 67 / 92 | 94% | $65K | 63 |
| Cash-out refinance | 65% | 55 / 85 | 100% | $155K | 55 |
| Refinance | 86% | 24 / 28 | 100% | $155K | 24 |
The People's Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 79% | $155K | 256 | 196 |
| New York | 76% | $75K | 101 | 77 |
| Massachusetts | 84% | $505K | 79 | 66 |
| New Jersey | 74% | $105K | 47 | 35 |
| Delaware | 81% | $95K | 27 | 22 |
| New Hampshire | 69% | $95K | 16 | 11 |
| Connecticut | 73% | $125K | 11 | 8 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.