Mortgage lenders in Saratoga County, New York
Fat Boy Data analyzed home purchase mortgage activity in Saratoga County, New York, home to Saratoga Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,327 applications were decided by 177 lenders between 2023 and 2025.
Saratoga County at a glance
How Saratoga County compares
What the data shows
Sefcu Services, LLC made the most home purchase mortgages in Saratoga County, NY, 1,261 of them.
1St Priority Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.
The typical home purchase mortgage here is $345K, 30% smaller than the New York typical of $495K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Mortgage lenders in Saratoga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sefcu Services, LLC | 99% | 1,306 / 1,320 | 97% | $355K | 1,261 |
| 2 | Homestead Funding Corp. | 98% | 907 / 925 | 99% | $325K | 901 |
| 3 | Triad Financial Services, Inc. | 61% | 293 / 477 | 43% | $95K | 126 |
| 4 | 21St Mortgage Corporation | 21% | 98 / 460 | 97% | $85K | 95 |
| 5 | United Wholesale Mortgage, LLCBroker only | 95% | 417 / 440 | 99% | $305K | 413 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 172 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home purchase mortgage lenders in Saratoga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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