The Pittsfield Co-operative Bank mortgage approval rate & lending review
The Pittsfield Co-operative Bank decided 334 mortgage applications and funded 282 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Pittsfield Co-operative Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Pittsfield Co-operative Bank at a glance
Approval is 6.4 points above the 81.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 145 / 162 | 96% | $255K | 139 |
| Home improvement loans | 82% | 32 / 39 | 100% | $55K | 32 |
| Refinance | 80% | 60 / 75 | 93% | $135K | 56 |
| Investment property purchase | 98% | 40 / 41 | 98% | $285K | 39 |
The Pittsfield Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 88% | $255K | 328 | 276 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Pittsfield Co-operative Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Berkshire County, MA | Mortgage lenders | 89% | 156 | 133 |
| Berkshire County, MA | Refinance | 80% | 75 | 56 |
| Berkshire County, MA | Investment property purchase | 98% | 41 | 39 |
| Berkshire County, MA | Home improvement loans | 82% | 38 | 31 |
The county markets where The Pittsfield Co-operative Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Pittsfield Co-operative Bank
What is The Pittsfield Co-operative Bank's mortgage approval rate?
The Pittsfield Co-operative Bank approved 88.0% of the 334 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.4 points above the 81.6% national rate for the same mix of loan types.
How often do borrowers take the loan The Pittsfield Co-operative Bank offers?
Borrowers accepted 96% of the loans The Pittsfield Co-operative Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Pittsfield Co-operative Bank make?
The typical home purchase mortgage loan The Pittsfield Co-operative Bank made was $255K; across all loan types its typical loan ran from $55K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Pittsfield Co-operative Bank lend?
The Pittsfield Co-operative Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, Connecticut and New York.
Can I apply to The Pittsfield Co-operative Bank directly?
Yes. The Pittsfield Co-operative Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Pittsfield Co-operative Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Pittsfield Co-operative Bank treats applications, then get a rate quote from the lender.