THE POLICE Credit Union mortgage approval rate & lending review
THE POLICE Credit Union decided 292 mortgage applications and funded 260 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions THE POLICE Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
THE POLICE Credit Union at a glance
Approval is 17.0 points above the 74.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 90 / 90 | 99% | $585K | 89 |
| Home improvement loans | 87% | 26 / 30 | 96% | $85K | 25 |
| Cash-out refinance | 87% | 118 / 135 | 99% | $105K | 117 |
THE POLICE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $105K | 292 | 260 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where THE POLICE Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Contra Costa County, CA | Cash-out refinance | 88% | 26 | 23 |
The county markets where THE POLICE Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about THE POLICE Credit Union
What is THE POLICE Credit Union's mortgage approval rate?
THE POLICE Credit Union approved 91.8% of the 292 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.0 points above the 74.8% national rate for the same mix of loan types.
How often do borrowers take the loan THE POLICE Credit Union offers?
Borrowers accepted 97% of the loans THE POLICE Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does THE POLICE Credit Union make?
The typical cash-out refinance loan THE POLICE Credit Union made was $105K; across all loan types its typical loan ran from $85K to $585K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does THE POLICE Credit Union lend?
THE POLICE Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to THE POLICE Credit Union directly?
Yes. THE POLICE Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show THE POLICE Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how THE POLICE Credit Union treats applications, then get a rate quote from the lender.