HomeCaliforniaContra Costa CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Contra Costa County, California

Fat Boy Data analyzed cash-out refinance activity in Contra Costa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,362 applications were decided by 322 lenders between 2023 and 2025.

Contra Costa County at a glance

322Active lenders71 with 20+ decisions
67.6%Market approval rate6,327 of 9,362 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,941 loans funded

How Contra Costa County compares

Approval rate compared
Contra Costa County67.6%California70.1%All 616 counties68.2%
Typical loan compared
Contra Costa County$255KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Contra Costa County, CA, 1,451 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 10% approved of 30Mortgage Research Center, LLC: 15% approved of 46New Day Financial, LLC: 18% approved of 51Network Capital Funding Corporation: 21% approved of 72Amerisave Mortgage Corporation: 23% approved of 472Carrington Mortgage Services, LLC: 25% approved of 177Lakeview Loan Servicing, LLC: 25% approved of 79Spring Eq, LLC: 40% approved of 162Newrez LLC: 40% approved of 323Village Capital & Investment LLC: 46% approved of 39Navy Federal Credit Union: 46% approved of 54The Golden 1: 50% approved of 90Kind Lending, LLC: 52% approved of 33New American Funding, LLC: 54% approved of 87Citibank, National Association: 55% approved of 29BMO Bank National Association: 57% approved of 195Wells Fargo Bank, National Association: 59% approved of 107Angel Oak Mortgage Solutions LLC: 59% approved of 27Mutual of Omaha Mortgage, Inc.: 60% approved of 48Plaza Home Mortgage, Inc.: 60% approved of 43STAR ONE Credit Union: 62% approved of 39Hometown Equity Mortgage, LLC: 62% approved of 341St Northern California: 62% approved of 132Ocmbc, Inc.: 65% approved of 46Loandepot.Com, LLC: 65% approved of 259Freedom Mortgage Corporation: 65% approved of 98U.S. Bank National Association: 66% approved of 151JPMorgan Chase Bank, National Association: 66% approved of 128Flagstar Bank, National Association: 66% approved of 158Travis Credit Union: 67% approved of 166Quorum Federal Credit Union: 68% approved of 135Pennymac Loan Services, LLC: 68% approved of 183Sun West Mortgage Company, Inc.: 68% approved of 38Champions Funding, LLC: 69% approved of 29Patelco Credit Union: 69% approved of 144Bank of America, National Association: 75% approved of 53Everett Financial, Inc.: 77% approved of 65United Wholesale Mortgage, LLC: 77% approved of 1,040Nexera Holding LLC: 77% approved of 35Home Mortgage Alliance Corporation (Hmac): 78% approved of 27Rocket Mortgage, LLC: 79% approved of 1,896San Francisco Fire Credit Union: 79% approved of 52American Pacific Mortgage Corporation: 80% approved of 44Equity Prime Mortgage LLC: 81% approved of 26Guaranteed Rate, Inc.: 81% approved of 32Nationstar Mortgage LLC: 81% approved of 139Fremont Bank: 82% approved of 55Amwest Funding Corp.: 84% approved of 86Change Lending, LLC: 84% approved of 69Firefighters First Federal Credit Union: 85% approved of 27GoodLeap, LLC: 86% approved of 57THE POLICE Credit Union: 88% approved of 26Mason Mcduffie Mortgage Corporation: 89% approved of 27Cmg Mortgage, Inc.: 90% approved of 48Crosscountry Mortgage, LLC: 90% approved of 80Guild Mortgage Company LLC: 92% approved of 72Paramount Residential Mortgage Group, Inc.: 92% approved of 26Charles Schwab Bank, SSB: 95% approved of 39Coastal Community Bank: 96% approved of 52Val-Chris Investments, Inc.: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Contra Costa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%1,494 / 1,89697%$145K1,451
2United Wholesale Mortgage, LLCBroker only77%801 / 1,04097%$255K776
3Amerisave Mortgage Corporation23%110 / 47297%$105K107
4Newrez LLC40%129 / 32398%$125K127
5Loandepot.Com, LLC65%169 / 25998%$275K165

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 317 more lenders.

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