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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Contra Costa County, California

Fat Boy Data analyzed cash-out refinance activity in Contra Costa County, California, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,362 applications were decided by 322 lenders between 2023 and 2025.

Contra Costa County at a glance

322Active lenders71 with 20+ decisions
67.6%Market approval rate6,327 of 9,362 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,941 loans funded

How Contra Costa County compares

Approval rate compared
Contra Costa County67.6%California70.1%All 616 counties68.2%
Typical loan compared
Contra Costa County$255KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Contra Costa County, CA, 1,451 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 30One lender: 15% approved of 46One lender: 18% approved of 51One lender: 21% approved of 72Amerisave Mortgage Corporation: 23% approved of 472One lender: 25% approved of 177One lender: 25% approved of 79One lender: 40% approved of 162Newrez LLC: 40% approved of 323One lender: 46% approved of 39One lender: 46% approved of 54One lender: 50% approved of 90One lender: 52% approved of 33One lender: 54% approved of 87One lender: 55% approved of 29One lender: 57% approved of 195One lender: 59% approved of 107One lender: 59% approved of 27One lender: 60% approved of 48One lender: 60% approved of 43One lender: 62% approved of 39One lender: 62% approved of 34One lender: 62% approved of 132One lender: 65% approved of 46Loandepot.Com, LLC: 65% approved of 259One lender: 65% approved of 98One lender: 66% approved of 151One lender: 66% approved of 128One lender: 66% approved of 158One lender: 67% approved of 166One lender: 68% approved of 135One lender: 68% approved of 183One lender: 68% approved of 38One lender: 69% approved of 29One lender: 69% approved of 144One lender: 75% approved of 53One lender: 77% approved of 65United Wholesale Mortgage, LLC: 77% approved of 1,040One lender: 77% approved of 35One lender: 78% approved of 27Rocket Mortgage, LLC: 79% approved of 1,896One lender: 79% approved of 52One lender: 80% approved of 44One lender: 81% approved of 26One lender: 81% approved of 32One lender: 81% approved of 139One lender: 82% approved of 55One lender: 84% approved of 86One lender: 84% approved of 69One lender: 85% approved of 27One lender: 86% approved of 57One lender: 88% approved of 26One lender: 89% approved of 27One lender: 90% approved of 48One lender: 90% approved of 80One lender: 92% approved of 72One lender: 92% approved of 26One lender: 95% approved of 39One lender: 96% approved of 52One lender: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Contra Costa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%1,494 / 1,89697%$145K1,451
2United Wholesale Mortgage, LLCBroker only77%801 / 1,04097%$255K776
3Amerisave Mortgage Corporation23%110 / 47297%$105K107
4Newrez LLC40%129 / 32398%$125K127
5Loandepot.Com, LLC65%169 / 25998%$275K165

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 317 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Contra Costa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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