The Port Washington State Bank mortgage approval rate & lending review
The Port Washington State Bank decided 343 mortgage applications and funded 284 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Port Washington State Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Port Washington State Bank at a glance
Approval is 9.5 points above the 81.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 185 / 195 | 92% | $235K | 170 |
| Home improvement loans | 73% | 27 / 37 | 93% | $55K | 25 |
| Refinance | 91% | 39 / 43 | 90% | $155K | 35 |
| Investment property purchase | 100% | 37 / 37 | 84% | $95K | 31 |
The Port Washington State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 91% | $235K | 339 | 282 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Port Washington State Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sheboygan County, WI | Mortgage lenders | 94% | 51 | 44 |
| Washington County, WI | Mortgage lenders | 96% | 50 | 43 |
| Milwaukee County, WI | Investment property purchase | 100% | 22 | 17 |
The county markets where The Port Washington State Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Port Washington State Bank
What is The Port Washington State Bank's mortgage approval rate?
The Port Washington State Bank approved 91.3% of the 343 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 81.7% national rate for the same mix of loan types.
How often do borrowers take the loan The Port Washington State Bank offers?
Borrowers accepted 91% of the loans The Port Washington State Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Port Washington State Bank make?
The typical home purchase mortgage loan The Port Washington State Bank made was $235K; across all loan types its typical loan ran from $55K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Port Washington State Bank lend?
The Port Washington State Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Wisconsin, Florida and Illinois.
Can I apply to The Port Washington State Bank directly?
Yes. The Port Washington State Bank is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Port Washington State Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Port Washington State Bank treats applications, then get a rate quote from the lender.