The Security National Bank of Sioux City, Iowa mortgage approval rate & lending review
The Security National Bank of Sioux City, Iowa decided 493 mortgage applications and funded 397 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Security National Bank of Sioux City, Iowa reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Security National Bank of Sioux City, Iowa at a glance
Approval is 3.2 points above the 79.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 147 / 184 | 96% | $245K | 141 |
| Home improvement loans | 79% | 68 / 86 | 100% | $35K | 68 |
| Refinance | 76% | 75 / 99 | 99% | $65K | 74 |
| Investment property purchase | 97% | 63 / 65 | 97% | $125K | 61 |
| Investment refinance | 96% | 46 / 48 | 98% | $135K | 45 |
The Security National Bank of Sioux City, Iowa lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 82% | $125K | 469 | 374 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Security National Bank of Sioux City, Iowa lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Woodbury County, IA | Mortgage lenders | 77% | 164 | 122 |
| Woodbury County, IA | Refinance | 76% | 99 | 74 |
| Woodbury County, IA | Home improvement loans | 79% | 86 | 68 |
| Woodbury County, IA | Investment property purchase | 96% | 57 | 53 |
The county markets where The Security National Bank of Sioux City, Iowa made the most loans. Each link opens that market with every lender ranked.
Questions about The Security National Bank of Sioux City, Iowa
What is The Security National Bank of Sioux City, Iowa's mortgage approval rate?
The Security National Bank of Sioux City, Iowa approved 82.6% of the 493 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.2 points above the 79.4% national rate for the same mix of loan types.
How often do borrowers take the loan The Security National Bank of Sioux City, Iowa offers?
Borrowers accepted 98% of the loans The Security National Bank of Sioux City, Iowa approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Security National Bank of Sioux City, Iowa make?
The typical home purchase mortgage loan The Security National Bank of Sioux City, Iowa made was $245K; across all loan types its typical loan ran from $35K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Security National Bank of Sioux City, Iowa lend?
The Security National Bank of Sioux City, Iowa decided applications in 12 of the states Fat Boy Data covers, most of them in Iowa, Nebraska and Arizona.
Can I apply to The Security National Bank of Sioux City, Iowa directly?
Yes. The Security National Bank of Sioux City, Iowa is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Security National Bank of Sioux City, Iowa's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Security National Bank of Sioux City, Iowa treats applications, then get a rate quote from the lender.