The Tennessee Credit Union mortgage approval rate & lending review
The Tennessee Credit Union decided 261 mortgage applications and funded 224 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Tennessee Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Tennessee Credit Union at a glance
Approval is 8.7 points above the 78.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 62 / 70 | 94% | $405K | 58 |
| Home improvement loans | 100% | 26 / 26 | 100% | $55K | 26 |
| Refinance | 83% | 118 / 143 | 100% | $65K | 118 |
The Tennessee Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 87% | $65K | 261 | 224 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Tennessee Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Davidson County, TN | Refinance | 83% | 71 | 59 |
| Sumner County, TN | Refinance | 87% | 23 | 20 |
| Williamson County, TN | Refinance | 86% | 22 | 19 |
The county markets where The Tennessee Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about The Tennessee Credit Union
What is The Tennessee Credit Union's mortgage approval rate?
The Tennessee Credit Union approved 87.4% of the 261 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 78.7% national rate for the same mix of loan types.
How often do borrowers take the loan The Tennessee Credit Union offers?
Borrowers accepted 98% of the loans The Tennessee Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Tennessee Credit Union make?
The typical mortgage refinance loan The Tennessee Credit Union made was $65K; across all loan types its typical loan ran from $55K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Tennessee Credit Union lend?
The Tennessee Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Tennessee.
Can I apply to The Tennessee Credit Union directly?
Yes. The Tennessee Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show The Tennessee Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Tennessee Credit Union treats applications, then get a rate quote from the lender.