Lender profile · HMDA 2023–2025
THRIVENT Federal Credit Union mortgage approval rates & lending data
THRIVENT Federal Credit Union decided 605 mortgage applications and funded 412 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 218 / 234 | 75% | $265K | 164 |
| Home improvement loans | 84% | 200 / 239 | 81% | $55K | 162 |
| Cash-out refinance | 85% | 47 / 55 | 74% | $145K | 35 |
| Refinance | 77% | 27 / 35 | 81% | $55K | 22 |
| Investment property purchase | 100% | 28 / 28 | 82% | $185K | 23 |
THRIVENT Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 96% | $225K | 116 | 92 |
| Wisconsin | 89% | $145K | 66 | 50 |
| Florida | 80% | $195K | 49 | 29 |
| California | 69% | $65K | 35 | 17 |
| Ohio | 82% | $125K | 34 | 23 |
| Illinois | 94% | $85K | 33 | 26 |
| Pennsylvania | 76% | $55K | 25 | 15 |
| Texas | 84% | $175K | 25 | 13 |
| New Jersey | 91% | $65K | 22 | 15 |
| North Carolina | 100% | $65K | 19 | 13 |
| Arizona | 71% | $95K | 17 | 9 |
| Georgia | 93% | $25K | 15 | 11 |
| Michigan | 87% | $105K | 15 | 8 |
| Colorado | 93% | $25K | 14 | 9 |
| Indiana | 92% | $85K | 13 | 8 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.