Towne First Mortgage, LLC mortgage approval rate & lending review
Towne First Mortgage, LLC decided 629 mortgage applications and funded 616 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Towne First Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Towne First Mortgage, LLC at a glance
Approval is 10.9 points above the 87.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 577 / 588 | 100% | $335K | 575 |
| Investment property purchase | 100% | 29 / 29 | 100% | $225K | 29 |
Towne First Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $335K | 625 | 612 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Towne First Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hanover County, VA | Mortgage lenders | 100% | 227 | 226 |
| Henrico County, VA | Mortgage lenders | 96% | 170 | 163 |
| Chesterfield County, VA | Mortgage lenders | 98% | 94 | 92 |
| Albemarle County, VA | Mortgage lenders | 100% | 57 | 56 |
| Richmond city, VA | Mortgage lenders | 97% | 33 | 32 |
The county markets where Towne First Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Towne First Mortgage, LLC
What is Towne First Mortgage, LLC's mortgage approval rate?
Towne First Mortgage, LLC approved 98.3% of the 629 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 87.3% national rate for the same mix of loan types.
How often do borrowers take the loan Towne First Mortgage, LLC offers?
Borrowers accepted 100% of the loans Towne First Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Towne First Mortgage, LLC make?
The typical home purchase mortgage loan Towne First Mortgage, LLC made was $335K; across all loan types its typical loan ran from $225K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Towne First Mortgage, LLC lend?
Towne First Mortgage, LLC decided applications in 4 of the states Fat Boy Data covers, most of them in Virginia, Florida and North Carolina.
Can I apply to Towne First Mortgage, LLC directly?
Yes. Towne First Mortgage, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Towne First Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Towne First Mortgage, LLC treats applications, then get a rate quote from the lender.