Transportation Federal Credit Union mortgage approval rate & lending review
Transportation Federal Credit Union decided 323 mortgage applications and funded 234 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Transportation Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Transportation Federal Credit Union at a glance
Approval is 7.9 points above the 67.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 56% | 57 / 102 | 100% | $55K | 57 |
| Cash-out refinance | 97% | 152 / 157 | 93% | $75K | 141 |
| Refinance | 67% | 32 / 48 | 100% | $105K | 32 |
Transportation Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 62% | $55K | 69 | 43 |
| Ohio | 98% | $75K | 41 | 38 |
| Virginia | 62% | $105K | 34 | 21 |
| Indiana | 84% | $75K | 25 | 19 |
| Missouri | 92% | $85K | 25 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Transportation Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Prince George's County, MD | Home improvement loans | 60% | 30 | 18 |
The county markets where Transportation Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Transportation Federal Credit Union
What is Transportation Federal Credit Union's mortgage approval rate?
Transportation Federal Credit Union approved 75.9% of the 323 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.9 points above the 67.9% national rate for the same mix of loan types.
How often do borrowers take the loan Transportation Federal Credit Union offers?
Borrowers accepted 96% of the loans Transportation Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Transportation Federal Credit Union make?
The typical cash-out refinance loan Transportation Federal Credit Union made was $75K; across all loan types its typical loan ran from $55K to $105K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Transportation Federal Credit Union lend?
Transportation Federal Credit Union decided applications in 26 of the states Fat Boy Data covers, most of them in Maryland, Ohio and Virginia.
Can I apply to Transportation Federal Credit Union directly?
Yes. Transportation Federal Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Transportation Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Transportation Federal Credit Union treats applications, then get a rate quote from the lender.