Lender profile · HMDA 2023–2025
TRUE COMMUNITY Credit Union mortgage approval rates & lending data
TRUE COMMUNITY Credit Union decided 869 mortgage applications and funded 671 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 213 / 224 | 81% | $185K | 173 |
| Home improvement loans | 80% | 365 / 455 | 100% | $45K | 365 |
| Cash-out refinance | 83% | 96 / 116 | 80% | $125K | 77 |
| Refinance | 82% | 53 / 65 | 94% | $75K | 50 |
TRUE COMMUNITY Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 84% | $45K | 869 | 671 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.