HomeMichiganJackson CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jackson County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Jackson County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,116 applications were decided by 145 lenders between 2023 and 2025.

Jackson County at a glance

145Active lenders21 with 20+ decisions
69.1%Market approval rate1,462 of 2,116 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,377 loans funded

How Jackson County compares

Approval rate compared
Jackson County69.1%Michigan71.5%All 616 counties68.2%
Typical loan compared
Jackson County$125KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jackson County, MI, 420 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

TRUE COMMUNITY Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 87% of 86.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 30Amerisave Mortgage Corporation: 25% approved of 115Carrington Mortgage Services, LLC: 40% approved of 68New Day Financial, LLC: 42% approved of 43New American Funding, LLC: 46% approved of 24Newrez LLC: 52% approved of 67Freedom Mortgage Corporation: 61% approved of 38Fifth Third Bank, National Association: 61% approved of 23Mutual of Omaha Mortgage, Inc.: 64% approved of 22United Wholesale Mortgage, LLC: 66% approved of 104Loandepot.Com, LLC: 67% approved of 49Pennymac Loan Services, LLC: 68% approved of 28The Huntington National Bank: 69% approved of 89County National Bank: 74% approved of 43Flagstar Bank, National Association: 76% approved of 97Ruoff Mortgage Company, Inc.: 78% approved of 27Nationstar Mortgage LLC: 78% approved of 37Rocket Mortgage, LLC: 79% approved of 539Comerica Bank: 82% approved of 22Community Choice: 86% approved of 56TRUE COMMUNITY Credit Union: 87% approved of 86

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%426 / 53999%$125K420
2Amerisave Mortgage Corporation25%29 / 11593%$125K27
3United Wholesale Mortgage, LLCBroker only66%69 / 10497%$165K67
4Flagstar Bank, National Association76%74 / 9788%$75K65
5The Huntington National Bank69%61 / 8993%$75K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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