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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jackson County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Jackson County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,177 applications were decided by 258 lenders between 2023 and 2025.

Jackson County at a glance

258Active lenders44 with 20+ decisions
84.2%Market approval rate5,202 of 6,177 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,852 loans funded

How Jackson County compares

Approval rate compared
Jackson County84.2%Michigan84.6%All 616 counties87.6%
Typical loan compared
Jackson County$185KMichigan$235KAll 616 counties$335K

What the data shows

The Dart Bank made the most home purchase mortgages in Jackson County, MI, 357 of them.

Independent Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

The typical home purchase mortgage here is $185K, 21% smaller than the Michigan typical of $235K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 41One lender: 31% approved of 131Triad Financial Services, Inc.: 49% approved of 522One lender: 63% approved of 93Flagstar Bank, National Association: 67% approved of 411One lender: 76% approved of 94One lender: 79% approved of 33One lender: 79% approved of 29One lender: 80% approved of 20One lender: 85% approved of 46One lender: 87% approved of 46Rocket Mortgage, LLC: 87% approved of 365One lender: 88% approved of 173One lender: 88% approved of 33One lender: 89% approved of 74One lender: 90% approved of 29One lender: 91% approved of 74One lender: 91% approved of 33One lender: 92% approved of 154One lender: 92% approved of 24One lender: 92% approved of 39One lender: 93% approved of 161One lender: 93% approved of 61United Wholesale Mortgage, LLC: 94% approved of 360One lender: 95% approved of 128One lender: 95% approved of 187One lender: 95% approved of 96One lender: 95% approved of 20One lender: 95% approved of 126One lender: 95% approved of 360One lender: 96% approved of 25One lender: 96% approved of 27One lender: 97% approved of 58One lender: 97% approved of 33One lender: 97% approved of 34The Dart Bank: 97% approved of 376One lender: 97% approved of 111One lender: 97% approved of 39One lender: 98% approved of 260One lender: 99% approved of 237One lender: 100% approved of 37One lender: 100% approved of 30One lender: 100% approved of 23One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Triad Financial Services, Inc.49%255 / 52246%$45K118
2Flagstar Bank, National Association67%274 / 41199%$165K272
3The Dart Bank97%365 / 37698%$235K357
4Rocket Mortgage, LLC87%318 / 365100%$185K317
5United Wholesale Mortgage, LLCBroker only94%340 / 36099%$185K336

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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