TTCU Federal Credit Union mortgage approval rate & lending review
TTCU Federal Credit Union decided 1,881 mortgage applications and funded 1,345 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TTCU Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
TTCU Federal Credit Union at a glance
Approval is 12.7 points above the 69.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 429 / 457 | 76% | $205K | 325 |
| Home improvement loans | 80% | 947 / 1,190 | 91% | $65K | 865 |
| Cash-out refinance | 76% | 101 / 133 | 92% | $115K | 93 |
| Refinance | 77% | 62 / 81 | 82% | $185K | 51 |
TTCU Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 83% | $65K | 1,857 | 1,326 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where TTCU Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Home improvement loans | 80% | 1,127 | 822 |
| Tulsa County, OK | Mortgage lenders | 94% | 411 | 293 |
| Tulsa County, OK | Cash-out refinance | 78% | 125 | 90 |
| Tulsa County, OK | Refinance | 77% | 77 | 48 |
| Oklahoma County, OK | Home improvement loans | 80% | 41 | 26 |
The county markets where TTCU Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about TTCU Federal Credit Union
What is TTCU Federal Credit Union's mortgage approval rate?
TTCU Federal Credit Union approved 82.6% of the 1,881 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 69.9% national rate for the same mix of loan types.
How often do borrowers take the loan TTCU Federal Credit Union offers?
Borrowers accepted 87% of the loans TTCU Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TTCU Federal Credit Union make?
The typical home improvement loan loan TTCU Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TTCU Federal Credit Union lend?
TTCU Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Oklahoma, Arkansas and Missouri.
Can I apply to TTCU Federal Credit Union directly?
Yes. TTCU Federal Credit Union is a bank or credit union with 21 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show TTCU Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TTCU Federal Credit Union treats applications, then get a rate quote from the lender.