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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Oklahoma County, Oklahoma

Fat Boy Data analyzed home improvement loan activity in Oklahoma County, Oklahoma, home to Oklahoma City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,045 applications were decided by 121 lenders between 2023 and 2025.

Oklahoma County at a glance

121Active lenders27 with 20+ decisions
66.3%Market approval rate3,345 of 5,045 decided
$55KTypical loanmedian lender, $10K brackets
88%Borrower take-up2,941 loans funded

How Oklahoma County compares

Approval rate compared
Oklahoma County66.3%Oklahoma67.1%All 616 counties62.7%
Typical loan compared
Oklahoma County$55KOklahoma$55KAll 616 counties$75K

What the data shows

Tinker Federal Credit Union made the most home improvement loans in Oklahoma County, OK, 548 of them.

Oklahoma Educators Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Only 1 lender here typically writes at or below $35K: UMB Bank, National Association.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 58One lender: 30% approved of 254One lender: 32% approved of 28One lender: 35% approved of 140One lender: 38% approved of 160One lender: 40% approved of 62One lender: 49% approved of 108One lender: 50% approved of 22BOKF, National Association: 57% approved of 609MidFirst Bank: 57% approved of 284One lender: 59% approved of 228One lender: 63% approved of 157One lender: 67% approved of 24One lender: 72% approved of 29One lender: 74% approved of 47One lender: 75% approved of 91One lender: 75% approved of 112Tinker Federal Credit Union: 75% approved of 865One lender: 77% approved of 86BancFirst: 77% approved of 461One lender: 77% approved of 44One lender: 80% approved of 41One lender: 85% approved of 227One lender: 85% approved of 27WEOKIE Federal Credit Union: 89% approved of 287One lender: 96% approved of 26One lender: 97% approved of 159

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Oklahoma County

LenderApprovalApprovedTaken upTypical loanLoans made
1Tinker Federal Credit Union75%649 / 86584%$55K548
2BOKF, National Association57%345 / 60995%$45K327
3BancFirst77%354 / 46187%$55K307
4WEOKIE Federal Credit Union89%256 / 287100%$55K255
5MidFirst Bank57%163 / 28498%$55K159

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 116 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Oklahoma County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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